2025 年全球初學者與加密貨幣愛好者必備 15 款頂尖加密 App

加密貨幣已經進入行動時代。全球有數百萬人透過手機購買、交易及追蹤加密貨幣，選對應用程式就成為致勝關鍵。

從適合新手的簡便交易所，到安全錢包和行情追蹤器，下方是一份完整的 15 款加密 App 指南，每位加密愛好者——特別是新手——都應該參考。這些 App 在全球都非常受歡迎，主打易用與行動版功能，特點多元。我們的精選依據專家評論與權威意見，力求客觀呈現每款 App 的亮點與限制。

無論你想購買第一顆比特幣、安全儲存資產，或隨時追蹤市場動態，以下 App 都能滿足今日加密領域的基本需求。我們將涵蓋交易所、非託管錢包、資產組合追蹤器，以及 NFT 市場、DeFi 平台等重點工具。馬上帶你了解專家為何推薦這些頂尖選擇。

1. Coinbase – 新手上手最簡單的交易所

Coinbase 經常被視為新手入門加密貨幣的最佳起點。自 2012 年成立，現已成為上市公司，全球超過 1 億用戶，服務於 100 多個國家。它是美國最大的加密貨幣交易所，以簡潔、親民的介面以及嚴謹的合規性著稱。事實上，Investopedia 因其容易上手、安全性高、收費結構明確，選其為新手首選交易所。

特色：Coinbase 行動 App 讓用戶只需點擊幾下即可買賣與持有數百種加密貨幣。平台支援 240 多種加密資產，從比特幣、以太幣到多元的山寨幣皆有。新手能使用簡易行情圖與市場數據，進階用戶還能切換至“進階交易”模式，取得更多技術分析工具。Coinbase 也很重視教育，新用戶可透過“學習賺取”功能閱讀知識並參加測驗，獲得少量加密獎勵，鼓勵學習。

安全與信任：Coinbase 以安全和合規著稱。大部分客戶資產皆冷錢包離線儲存，且帳戶提供雙重驗證（2FA）等多重防護。作為受規範的美國公司（已在 NASDAQ 上市），其透明度與信賴感讓投資人更安心。Coinbase 也有數位資產保險，且 USD 餘額享 FDIC 保護，提升用戶信心。Money.com 指出，Coinbase 以流暢的身分驗證流程及教育獎勵，大幅降低一般人踏入加密領域的門檻。

優點：Coinbase 最大特色在於極易上手與完善教育資源。介面乾淨明確，讓非專業人士也能輕鬆入門加密貨幣。金流方式多元（銀行帳戶、金融卡等），提供相當便捷的購買流程，並具備健全的客服體系。Coinbase 上市資產較為謹慎，重品質勝於數量，讓用戶更有信心所選加密貨幣經過初步篩查。

缺點：最大缺點是手續費偏高。Coinbase 的便利來自於高於其他交易所的費率，沒有零手續費交易，小額購買更易積累費用。例如，購買 100 美元加密貨幣就可能被收取數美元手續費，而某些競品（如部分券商 App）雖主打零手續費，卻可能有其他限制。此外，Coinbase 主平台未提供槓桿或衍生品等高階交易，熟手投資人常會轉移至 Coinbase Pro 或其他交易所。雖然 Coinbase 遍及 100 多國，但部分地區還是無法使用，某些功能像資產生息也會受到地區限制。

專家看法：Coinbase 專注初學者的策略深受業界好評。Investopedia 稱其“為加密初學者提供優質服務”，並讚揚其完善的教育內容協助新手去神秘化加密貨幣。NerdWallet 也給予 Coinbase 高分，強調其“簡潔的新手體驗設計”與“容易驗證身份、順利入門”讓新手無障礙上手。總而言之，Coinbase 已被普遍視為新手接觸加密貨幣的首選行動 App，並將易用性與信譽結合，是產業信賴品牌。

2. Binance – 全球最大加密貨幣交易所

若論規模與功能，Binance 幾乎無人能及。它是全球最大加密貨幣交易所，無論交易量或用戶數都是第一。自 2017 年創立以來，以極快速度成長，半年內就成為全球最大交易所。如今，Binance 擁有逾 2.8 億用戶（部分地區除外），每日處理上百億美元交易。2025 年 4 月，Binance 約佔全球現貨交易量 38%，全球加密交易有三分之一經手於此。

特色：Binance App 功能極為強大，提供 500+ 種加密貨幣，超過 1,500 種交易對，是市面選擇最廣的平台之一。無論熱門幣或冷門代幣幾乎都可找到。App 分簡易（Lite）和進階（Pro）模式，預設介面簡單、方便新手，Pro 版則有專業圖表、訂單簿及各類下單工具供資深用戶運用。用戶可在 Binance 進行現貨、保證金甚至合約（部分合約最高支援 125 倍槓桿）交易，惟產品使用權限依地區而異。

除了交易，Binance 也建構完整生態系，皆可透過 App 存取。例如 Binance Earn 提供質押或借出資產賺取利息、指定地區開放的 Binance Card 可直接刷 Visa 消費加密貨幣、還有直接整合的 Binance NFT 市場可交易數位收藏品，以及如 Binance Pay、發行新幣用 Launchpad、加密知識的 Binance Academy 等輔助服務。堪稱加密超級 App。

優點：Binance 最大賣點是手續費極低、流動性極高。交易費最低僅 0.1%，持有 BNB 幣或大額交易還能再降。用戶基數龐大也讓訂單簿深度高，在主流幣種幾乎無滑價問題。另一優勢是功能齊全，各種交易模式與金融服務滿足不同程度玩家，不容易因功能受限而被迫跳槽。Binance 支援全球多數法幣與支付方式，入金彈性高，但實際依國家而異。

缺點：功能多導致新手容易感到繁雜，特別是 Pro 介面資訊密集。雖有簡易模式，但幣種與功能數量可能讓初學者無所適從。Binance 客服會因用戶量龐大導致回應不及。最大關鍵是監管風險：Binance 曾在多國遭遇監管審查，美國已全面限制使用，僅能使用功能有限的 Binance.US 版本，其他地區也有不同程度限制。因此用戶必須確認自己所在地的法規及可用服務，並關注監管政策變動。

專家看法：即使有監管挑戰，Binance 地位仍不可動搖。CoinGecko、CoinMarketCap 長期將其列為交易量第一名。2025 年第二季數據顯示，Binance 現貨佔全球市佔四分之一，含合約更高。海量用戶與服務豐富度令活躍交易者信賴。業界分析普遍認為 Binance 對創新與全球佈局的把握，穩固其領先。CoinMarketCap 評道：“Binance 提供一站式且安全的交易與學習平台。”不過專家也提醒，須隨時關注監管動態。總體來說，能使用 Binance 的用戶，若想同時擁有龐大市場、多元工具與專業交易功能，這是不可或缺的 App。

3. Crypto.com – 行動友善型交易所

with Perks
（附帶福利）

Crypto.com 已經成為廣受歡迎的一站式加密貨幣應用程式，特別以其流暢的行動體驗聞名。該公司成立於 2016 年，總部位於新加坡，目前在超過 90 個國家擁有逾 1 億名用戶。Crypto.com 以「讓每一個錢包都擁有加密貨幣」的理念為品牌核心，並透過大型行銷活動（包括體育館冠名權及高知名度廣告）取得高度能見度。不只是炒作，Crypto.com 的應用程式實際上提供了完整且強大的功能組合，迎合新手和資深加密用戶——尤其強調行動優先的便利性。

功能：Crypto.com 應用程式允許用戶在同一平台上購買、出售、交易、支付及賺取加密貨幣。它支援大量加密貨幣（最近統計超過 400 種），可透過銀行轉帳、信用卡/簽帳卡或其他加密貨幣購買。其中一項亮點是 Crypto.com Visa 卡——這是一張與你帳戶連結的預付簽帳卡，讓你可以在現實生活中用加密貨幣消費。用戶可以將加密貨幣充值到卡內（將自動兌換成法幣），在消費時享受現金回饋獎勵（回饋以 Crypto.com 的原生代幣 CRO 支付）。卡片福利（如現金回饋比例、Spotify/Netflix 等服務的折扣優惠等）會隨著你質押更多 CRO 代幣而提升，這也是許多愛好者們相當重視的誘因之一。

該應用也提供 Crypto Earn，你可以將加密貨幣存入以賺取利息（收益），現已支援數十種資產。根據幣種及鎖倉期不同，利率具有競爭力，但隨市場條件會有所浮動。此外，Crypto.com 透過其獨立的交易界面，提供免手續費的加密貨幣交易，並於近期推出特定區域可用的加密衍生品（期貨與選擇權）交易功能。還有內建 NFT 市場與支付功能（可將加密貨幣轉帳給其他用戶或商家）。

優點：用戶介面極佳——Crypto.com 的應用程式經常被稱讚為直覺且視覺呈現出色，這有助於簡化複雜操作（如設定定期購買或質押）。它作為行動平台表現優異；Investopedia 更將 Crypto.com 評為加密貨幣交易所的*「最佳行動應用」，並指出它全力打造完整功能於手掌之上的體驗。簽帳卡的整合是一大亮點——有效將加密貨幣與日常消費連結起來，這是市面上少數能做到大規模整合的加密應用程式。安全性也是另一重點：Crypto.com 在 2022 年初遭駭後採取了嚴格的措施，包括託管資產的保險與提款時必須啟用雙重驗證（2FA）。自此他們維持了優良的安全紀錄，並為用戶冷錢包資金提供 25 萬美元保障。對於比特幣愛好者來說，Crypto.com 也特別值得一提，因其支援比特幣衍生品（期貨、選擇權），使 Investopedia 評選其為「最佳比特幣交易平台」*。

缺點：然而，Crypto.com 的生態系統有時會顯得複雜且具一定限制。有些功能（像是更高的卡片回饋或更佳的利率）需要持有或質押大量 CRO 代幣，形同把用戶綁在其生態體系內。如果 CRO 幣價波動，將會影響你拿到的福利。此外，在非推廣期間，Crypto Earn 的存幣利率已下降，特別是對沒有質押 CRO 的用戶——因此現今被動收入的吸引力不如過往。另外需注意地區可用性。Crypto.com 雖服務眾多國家，但並非全球皆有，且即使有服務，因地方法規某些產品可能不可用（例如 Crypto.com Visa 卡和衍生品交易不是到處都能申辦）。在美國方面，Crypto.com 因監管壓力而縮減了部分服務。請務必確認你所在地區的最新可用狀況。最後，雖然交易所端手續費低，但主應用即時買賣功能可能有更高的手續費或價差，進階用戶仍可能偏好專用的「Crypto.com 交易所」介面或 App（其介面專為交易設計）。

專家意見：專家們常強調 Crypto.com 的行動優先設計及其服務多元性。Investopedia 寫道：「Crypto.com 是行動為主交易者最佳選擇之一」，點出其應用流暢及支援幣種廣泛。公司自稱擁有 1 億用戶，顯見其全球採納情況。Crypto.com 雖大舉行銷，但業界多認同其產品確實到位：一個不僅能讓你投資也能在日常用到（透過卡片及支付功能）的便利加密 App，促進了加密貨幣由單純持有轉向更廣泛應用。一體兩面，分析師們也提醒，Crypto.com的強勢成長（及以代幣為核心的商業模式）代表用戶必須了解相關誘因並自行研究 CRO 幣的角色。綜合來說，對想找行動端一站式解決方案的人，Crypto.com 經常獲得推薦。如Money.com在將其評為最佳加密獎勵平台時總結所述，此平台提供多種促銷——從推薦獎金到質押收益——為活躍用戶帶來附加價值。如果你喜歡用手機管理財務，並希望將加密貨幣融入投資與消費兩端，Crypto.com 可說是必備應用。

4. Kraken – 以低手續費與高安全著稱的值得信賴交易所

Kraken 是加密產業的元老級交易所，創立於 2011 年，是目前存續歷史最悠久的加密貨幣交易所之一。這些年來，Kraken 以高度安全、具競爭力的手續費及全球化服務建立起良好聲譽。現時，Kraken 在近 190 個國家擁有逾千萬名客戶，真正達到全球化平台的規模。與某些更具話題性的後起之秀相比，Kraken 一直專注於穩定與信任，這也是為何許多長期加密使用者甚至機構投資人選擇持續使用它的重要原因。在 Money.com 2025 年的評選中，Kraken 憑藉低成本與高安全標準的結合，榮獲*「綜合最佳加密貨幣交易所」*。

功能：Kraken 的應用程式與網站支援現貨交易，且可選幣種眾多——截至 2025 年已支援超過 400 個加密貨幣，包含主流資產與大量山寨幣，為交易者提供極多選擇。平台提供多種交易界面：初學者有簡易買賣流程，進階用戶則可以選擇 Kraken Pro 版介面。Kraken Pro（可通過專屬行動 app 或在主 app 切換 pro 模式進入）提供進階圖表（整合 TradingView）、多種委託單型態及詳細的訂單簿瀏覽功能。

Kraken 的其中一大優勢是其手續費結構，採用撮合者-承接者（maker-taker）模式，手續費低，且隨 30 天累計交易量提升將進一步優惠。一般散戶起步手續費為 0.16%（maker）/ 0.26%（taker）或更低，明顯優於許多競爭交易所的 0.5% 或更高。此外，Kraken 不會對價格額外加收隱藏價差——你在市場上看到的價格就是實際成交價，這對注重成本的用戶格外有吸引力。Kraken 也率先成為重要大型交易所中，開放加密期貨交易（最高 50 倍槓桿）及部分幣對的保證金交易（雖礙於法規，目前美國用戶無法使用）。質押是另一特色：Kraken 用戶可質押多種幣種（如以太幣、Solana、Cardano 等）賺取質押獎勵，流程簡單，且多數時候能隨時解質押。

優點：安全性是 Kraken 最大優勢之一。該交易所成立十餘年至今從未被駭——證明了其嚴格的安全制度。Kraken 預設所有帳戶操作需啟用雙重驗證（2FA），並可選擇使用硬體安全金鑰（如 YubiKey）登入。平台也進行定期第三方安全稽核，並率先推動「儲備證明」審核，讓用戶確信平台擁有 1:1 持有客戶資產。Money.com 指出 Kraken*「可以說是交易時最安全的數位平台」*，並強調其在獨立安全評鑑中獲得頂級評分。對注重資金安全的用戶而言，這是極大賣點。

另一優勢是其全球化與合規程度。Kraken 在廣大國家地區可用，並在多地取得完整授權/監管。例如在美國，Kraken 是在像紐約這樣高標準州份持有 BitLicense 的少數大型交易所之一，並於歐洲、亞洲等地陸續通過各國認證。這種注重合規的經營方式，讓用戶安心不必擔心平台會突然退出當地市場。

此外，Kraken 客服也備受肯定。他們提供 24 小時全年無休的線上即時客服——並非所有平台都具備——遇到問題時普遍反應及時，對用戶而言相當重要。最後，Kraken 的手續費架構與深厚流動性使大型交易更具成本效益。針對特定入金方式則甚至提供免手續費（如多種加密貨幣入金免費，部分地區銀行入金也免費）。

缺點：Kraken 過去主要缺點在於用戶介面及體驗。過去它並不是對新手最友善的平台。現行 Kraken app 已大幅簡化，但極度新手還是可能會覺得 Coinbase 等平台上手更容易；而像保證金或切換至 pro 介面的操作，還是有些學習曲線。還有一項缺點是 Kraken 行動 app 的功能略有分散——標準Kraken app 非常適合基本使用，但如果你想要所有進階功能，可能需要另外使用 Kraken Pro app（雖然未來這兩者可能會整合）。對於希望在簡潔和進階工具之間切換的用戶來說，這可能有點小不便。

此外，雖然 Kraken 提供了相當多種類的加密貨幣，但數量並非最多——有些競爭對手甚至上架了更多冷門幣種。Kraken 在上幣選擇上比較保守（約有 400 種以上可用），著重於優質項目。這對安全性有好處，但如果你是在尋找小市值潛力幣或最新迷因幣，Kraken 上未必找得到。最後，Kraken 對於某些新興趨勢的支援也較有限——比如沒有自家 NFT 市場或專屬金融卡。它還是比較專注於核心交易所功能，這代表視你的個人需求，可能要另用其他 app 來補足這些特色服務。

專家看法：Kraken 持續獲得「值得信賴且費用合理」平台的好評。Investopedia 經常將 Kraken 列為低手續費的頂級交易所之一，並提到它 「適合不同經驗層級、多元用戶」，同時提供新手友善介面及專為資深交易人設計的 Kraken Pro。Money 的評論更盛讚 Kraken 「深受許多加密交易者愛戴且可信」，凸顯其長期良好紀錄。能夠支援 400 多種加密貨幣，同時在 「所有安全評估平台都獲得高分」 讓分析師印象深刻。簡言之，Kraken 經常被推薦給懂得追求心安及公道價格的用戶。雖然沒有部分新型 app 的花俏功能，但它擅長的，每一項都做得很出色。對於任何加密貨幣愛好者——尤其是超越剛入門階段的用戶——Kraken 都是可靠交易與投資的主力 app。

5. Gemini – 安全且合規的交易所（對美國用戶特別友好）

Gemini 是一家美國本地的加密貨幣交易所，以頂級安全與合規著稱。由 Winklevoss 雙胞胎（Cameron 和 Tyler）於 2014 年創立，Gemini 穩占「安全、受監管」的加密平臺定位。在幣種選擇上相對保守，但對於重視安全、保險和直覺體驗的用戶來說，Gemini 評價極高。Investopedia 更將 Gemini 評為*「最佳安全」* 加密平台，特別強調它嚴格的標準與稽核。

特色：Gemini 的行動 app 介面簡潔流暢，對新手相當友善。用戶可在 Gemini 上買賣、儲存約 70 種以上加密貨幣——雖比部分競爭對手少，但基本上涵蓋所有主流龍頭幣種及不少 DeFi 代幣。Gemini 支援常見入金方式（ACH 銀行轉帳、電匯、信用卡/簽帳卡購買）。獨家功能包括 Gemini Earn 計畫（但由於產業波動，在 2022 年底暫停），先前允許用戶將加密貨幣出借以賺取利息。另外還有 Gemini Pay（能用 QR code 於特定商家消費）、以及 Gemini 信用卡，可於美國消費返還加密貨幣。

進階交易者則可切換至 ActiveTrader，以高速交易介面操作，享有進階圖表、各類掛單型態，甚至支援拍賣與大宗交易。ActiveTrader 可於 app 設定中開啟，或直接在網頁版體驗，以大幅降低交易手續費。實際上，使用 ActiveTrader，做市商費最低可達 0%–0.2%，吃單費則為 0.03%–0.4%（視交易量而定），相當具有競爭力。

優點：安全性是 Gemini 的招牌。交易所有著「安全第一」的運營理念，會定期進行 SOC 1 Type 2 及 SOC 2 Type 2 第三方嚴格安全稽核，也是第一批獲得 ISO 27001 認證的交易所之一。Gemini 將絕大多數客戶資產預設存於離線冷錢包，並對熱錢包所持有的數位資產投保。值得注意的是，Gemini 也對美元現金帳戶餘額提供 FDIC 保險，最高每人 25 萬美金，這些資金存放於受保銀行帳戶。此外，用戶還能啟用硬體安全金鑰、白名單提款地址等額外保障層級。Money 評論更指出，Gemini 「支援像 YubiKey 這樣的外部硬體金鑰進一步強化帳號安全」，凸顯平台對帳號保護的重視。

合規性也是其強項。Gemini 屬於紐約信託公司，受 NYDFS 監管，符合資本準備與銀行合規標準。全美 50 州皆可用（很少見的成就），並積極與監管單位合作。對於法規較嚴格地區（如紐約州）用戶來說，Gemini 常是少數可用選項，自然定位為「合規代表」。

整體用戶體驗也很優秀。app 設計極簡流暢，還有許多貼心日常功能，如即時價位提醒、定期定額購買、美金計價平均攤平，以及名為 Cryptopedia 的區塊鏈教育專區。客服以 email 及完整說明中心提供支援，評價也不錯。

缺點：最大缺點在於手續費及幣種選擇較少。如只用預設 Gemini app，可見便利費用偏高。Gemini 基本買賣操作手續費約 1.49%，加上小額交易固定費——換算下來，對小金額用戶來說其費率比 Coinbase 也不算便宜（儘管後者小單費率也高，Gemini 沒善用 ActiveTrader 差別不大）。因此，若僅用簡易版介面，新手可能會支付較高費用。不過啟用 ActiveTrader 模式後費用大減，熟悉操作的用戶能避開這點。

另一缺點是幣種有限（約 70 種）。雖然主流幣都齊全，但比 Binance、Coinbase 這類平台數百種還是少很多。想找最新、或是新秀小幣，在 Gemini 上通常找不到。Gemini 的哲學是只上架通過合規和安全審查的資產，很多小幣因此無法上線。這種保守也反映在其他面向：比如對新增收益農場、DeFi 等新趨勢接受度較慢，而且 Earn 計畫也爆發過風險（Gemini Earn 跟合作夥伴有關，該方於 2022 年凍結提款，導致客戶資金被卡——這是 Gemini 向來良好信譽的汙點）。這事件提醒即便再安全的交易所，只要牽涉出借商品，仍可能遇到對手風險。截至 2023 年，Gemini 正試圖解決 Earn 提款爭議，但口碑仍受影響。

最後則是全球覆蓋問題，雖然 Gemini 於全球 60 多國上線，境外用戶的法幣支援仍不如部分競爭者。非美國用戶在地方案有時較少。

專家看法：Gemini 經常獲選為安全首選。「Gemini 是我們在安全方面的首選，因其高安全標準與第三方稽核」，Investopedia 認為，同時肯定其是少數對現金有 FDIC 保險、對加密資產也有數位保險的平台。財經評論也時常推薦 Gemini 給剛接觸加密貨幣但注重合規安全的用戶。很多人形容 Gemini 比較像傳統銀行，源自其嚴謹合規。Winklevoss 雙胞胎強調*「寧願尋求許可，也不輕易僥倖」* 的經營作風——代表 Gemini 始終本著法規運作。這使其深受重視正規管道的用戶喜愛。

對於資深愛好者來說，Gemini 雖未必能滿足所有需求（特別是幣種較少），但卻是極佳的核心 app，適合安全持有主流幣、靈活交易。許多用戶即使用其他 app 買小幣，仍會留 Gemini 帳戶當作資產儲存、法幣出入金的可靠橋樑。總結來說，若安全和信賴是你最重視的——或你是美國、尤其是選擇不多的州用戶——Gemini 絕對是你加密 app 清單上的「必備」。

6. eToro – 社群交易與多元資產投資

eToro 是一個融合傳統投資、加密貨幣與社群元素的獨特平台。成立於 2007 年，最初以股票和外匯交易聞名，後來新增加密貨幣後，以社群交易功能——尤其是可追蹤並複製其他投資者的交易——迅速爆紅。截至 2025 年，eToro 全球已有約 4000 萬註冊用戶，遍佈 75 國。雖然不是純加密貨幣 app，但對想同時接觸加密幣及多元資產、並享受社群氛圍的新手來說，是很好的入門橋樑。

特色：eToro 行動 app 能交易的不只有加密貨幣，還有股票、ETF、商品等（實際可用項目依地區異動）。加密貨幣部分，在多數地區 eToro 提供約 70–80 種幣（部分國家如美國則較少）——涵蓋主流幣與熱門山寨幣。特別亮點是 CopyTrader 複製交易系統：你可以瀏覽平台上其他成功交易者的個人資料（含其績效數據和風險分數），並分配資金，自動跟單他們的操作。對剛接觸加密貨幣（甚至剛接觸投資）的用戶，這是相當有吸引力的方式……learn and potentially profit by piggybacking on experienced traders’ moves. eToro also fosters discussion by letting users post feed updates about markets, like a social network, so you can see sentiments and analysis from others on various coins.

學習並有機會從跟隨有經驗的交易者操作中獲利。eToro 也透過讓用戶在資訊牆上發布市場動態，像社群網路一樣促進討論，因此你可以看到其他人對各種幣的看法與分析。

The app’s interface is very beginner-friendly. It shows your portfolio in a simple format (with both actual holdings and also *“virtual” holdings if you practice on a demo account). eToro provides a free $100K virtual portfolio for paper trading, which is a great feature for newcomers to practice trading crypto (or stocks) without real money at stake.

這款 App 的介面對新手非常友善。它以簡單的格式顯示你的投資組合（包含實際持倉與*「虛擬」持倉，如果你是在模擬帳戶練習）。eToro 提供了免費 10 萬美元的虛擬帳戶讓你練習買賣，這對於剛入門的人來說是一大優點，可以在不用真金白銀的情況下模擬交易加密貨幣（或股票）。

For each asset (e.g., Bitcoin), eToro’s app has a page with a feed of user posts, charts, research, and stats. You can execute trades in terms of amount of USD (or your currency) rather than dealing with lots or contracts, which makes it straightforward (e.g., buy $50 worth of BTC). In some regions, eToro also offers staking of certain cryptos, providing passive yield on holdings like Cardano or Tron, which are automatically earned when you hold those assets.

對於每一種資產（例如比特幣），eToro App 都有專屬的頁面，裡面有用戶貼文、圖表、研究報告及數據。你可以直接用美金（或你的幣別）輸入金額交易，而不是以合約或單位下單，操作上很直覺（例如購買價值 50 美元的 BTC）。在部分地區，eToro 也有部分加密幣的質押(staking)功能，像是 Cardano 或 Tron，只要你持有這些幣就能自動獲得被動收益。

Pros: The social and educational aspect is eToro’s biggest pro. Beginners often feel more comfortable when they can see what others are doing and even interact. On eToro, you can ask questions in the feed, see comments on why someone is bullish or bearish on a coin, and gain insights from the community. This communal approach can accelerate learning. The CopyTrader feature essentially lets you have an experienced person “manage” a part of your funds, which can diversify your strategy. It’s no surprise that CoinLedger’s experts labeled eToro the “Best for Social Trading” among crypto apps.

優點：eToro 最大的優點就是社群與教育性。新手在看到他人怎麼操作、可以互動問問題時會更安心。你可以在資訊牆發問、看到大家為何看多或看空某個幣，也可以從社群學到更多。這種群體學習方式能加快成長速度。CopyTrader 功能則是讓你等於請專家幫你管理一部分資金，幫助投資組合多元化。CoinLedger 專家就稱 eToro 是加密 App 中*「社交交易最佳首選」*也就不足為奇。

Another advantage: eToro is a multi-asset platform. If you want a single app where you can dabble in stocks and crypto together, eToro provides that. For example, you could buy Tesla shares and Bitcoin in the same portfolio and see them side by side. This is convenient and also appeals to people who started with stock investing and want to add crypto without learning a whole new interface. It also has thematic portfolios (called “CopyPortfolios”) that bundle multiple assets – for instance, a CryptoPortfolio that auto-invests across several top coins, giving an easy diversification option.

另一個優點：eToro 是多資產平台。如果你想用一個 App 同時買股票跟加密幣，eToro 能滿足。例如你可以同時持有 Tesla 股票和比特幣，並且把它們放在同個投資組合裡方便查看。這對本來就投資股票、想嘗試加密貨幣的人很有吸引力，無需重新學習新介面。此外，eToro 還有主題投資組合（名為「CopyPortfolios」）可以一次買一籃子資產，例如 CryptoPortfolio 自動配置多種主流幣，輕鬆實現分散投資。

In terms of fees, eToro offers commission-free stock trading in many countries and zero direct fees on crypto trades, instead using a spread. The crypto spread is around 1%, which is fairly transparent compared to some platforms that have hidden fees. There are no monthly account fees. Additionally, eToro has a solid track record in regulation – it’s regulated in multiple jurisdictions (FCA in the UK, CySEC in Europe, FinCEN in the US as a Money Services Business, etc.), which provides a level of trust.

手續費方面，eToro 在多數國家提供股票零佣金買賣、加密貨幣也沒有額外手續費，主要以買賣價差（spread）獲利。加密貨幣的價差大約在 1%，比起有隱藏收費的平台算是透明。沒有月費。此外，eToro 合規紀錄良好，在多個司法轄區（英國 FCA、歐洲 CySEC、美國 FinCEN 等等）都有監管，信心度較足。

Cons: One major con for crypto enthusiasts: you don’t fully control your coins on eToro unless you transfer them out. When you buy crypto on eToro, it’s somewhat like an IOU – you have exposure to the price, but you don’t initially get a wallet address or the ability to withdraw those assets freely to your own wallet (especially in the earlier days). In recent years, eToro introduced the eToro Money crypto wallet, which does allow you to transfer certain coins out to an external wallet. However, not all coins are transferable, and the process can be a bit clunky (also, once transferred out, they cannot be transferred back into the trading account). So if your goal is to actually use the crypto (e.g., for DeFi or spending), eToro might feel restrictive. It’s designed more for trading and investing, not for interacting with decentralized apps or making frequent external transactions.

缺點：對加密幣玩家來說，一大缺點是你不能完全掌控自己在 eToro 買的加密貨幣，除非你把它們轉出。買幣其實有點像拿到平台的 IOU，你只是追蹤價格，最初不太能直接拿到錢包地址或隨時提幣（特別是在過去）。近幾年 eToro 推出的 eToro Money 加密錢包可以支援部份幣種轉出到外部錢包；但還不是全部幣都能轉，而且流程略顯繁瑣（且一旦轉出，無法再轉回 eToro 帳戶）。如果你想實際拿來用（比如玩 DeFi 或消費），eToro 就有點約束，畢竟它主要設計給投資與交易者，而非頻繁互動去中心化應用或外部轉帳。

Another con is limited crypto selection compared to pure crypto exchanges. With around 70 or so coins, eToro might not have the smaller altcoins or new launches that dedicated crypto exchanges would. Enthusiasts looking for the next micro-cap gem will still need other platforms. Also, geographic limitations: eToro’s crypto offering in the U.S. is relatively limited (around 15–20 coins due to regulatory reasons, and CopyTrading is not available to U.S. users). Outside the U.S., the coin selection is better, but still not as vast as Binance or others.

另一點缺點是可選加密幣種類較少，純加密貨幣交易所通常可選的幣更多。eToro 現有大約 70 種左右，不太有那些剛上市或超小市值的幣。如果你想要找冷門寶石幣，可能還得用別的交易平台。另外 eToro 在美國提供的幣種也有限（因監管原因約 15～20 種，CopyTrading 也不開放美國區），其他地區選擇稍多但還是比不上幣安等平台。

Finally, eToro charges a withdrawal fee and currency conversion fees. There’s a $5 withdrawal fee for fiat and if you deposit or withdraw in a currency different from USD, there’s a conversion fee (since eToro operates in USD as base). For long-term investors, another consideration: you cannot set up recurring automatic purchases on eToro’s platform (as of now), whereas some crypto apps allow recurring buys.

最後，eToro 有提現手續費和匯差費。出金法幣時需支付 5 美元固定費用，若你存入或提領的幣別不是美元，還會有匯率轉換費（以美元為基礎）。長期投資者也要注意，目前 eToro 尚未能設定定期自動扣款買幣，這點有些加密 App 已有支援。

Expert Opinion: eToro is often recommended for beginners who appreciate a social element or who are transitioning from stock investing to crypto. “eToro maintains a larger customer base with over 30 million users… Robinhood's superior [metrics] aside,” noted Forbes in comparing eToro and Robinhood, highlighting that eToro actually has a huge user base and more international presence. The platform’s success with 40 million users shows that many find value in its approach. Reviewers frequently praise the CopyTrader feature, which effectively lets newcomers follow “crypto influencers” in a regulated setting. CoinLedger’s 2025 expert roundup listed eToro among the best, specifically citing it as the top pick for social trading. They emphasize how eToro’s mobile-friendly app lets you manage an entire portfolio in one place and learn from others as you go.

專家觀點：eToro 常被推薦給重視社群互動、或從股票投資轉向加密貨幣的新手。Forbes 曾比較 eToro 與 Robinhood 並寫道：*「eToro 擁有超過 3000 萬用戶的更大客群……Robinhood 雖然數據漂亮，」*但其實 eToro 有著更龐大的用戶基礎與國際影響力。該平台用戶已突破四千萬，證明這套模式受到高度肯定。許多評論也經常稱讚 eToro 的 CopyTrader 功能，能讓新人在受監管情境下追蹤「加密 KOL」操作。CoinLedger 2025 年專家榜單將 eToro 列為最佳之一，特別推薦它作為社交交易首選。他們強調 eToro 的手機應用讓你管理整個投資組合、又能邊看邊學。

In summary, eToro is a must-have app for those who want a blend of social interaction and investing. If you enjoy the idea of seeing what others are trading, discussing strategies, and copying portfolios – and you don’t need access to every obscure crypto out there – eToro can be both fun and educational. It’s a great stepping stone into crypto for stock investors, and conversely a way for crypto folks to try stocks, all within a single user-friendly app. Just remember that for full control of your crypto assets or access to the widest coin selection, you might complement eToro with other apps on this list.

總結來說，eToro 是想要社群互動與投資兼顧者必備 App。如果你喜歡看大家怎麼操作、討論策略、甚至跟單，而且不需要市場所有小幣，eToro 會是一個有趣又能學習的平台。對股票投資人來說，它是入門加密貨幣很好的踏板，對加密投資者來說，也能順便玩股票，通通放在好用又直觀的 App 管理。不過若你要完全控制自己的加密資產，或想要最多選擇，也許要再搭配本榜單的其他 App 使用。

7. Uniswap – Decentralized Exchange (DeFi Trading on the Go)

Uniswap isn’t a traditional app like others on this list – it’s the leading decentralized exchange (DEX) protocol, which allows users to swap crypto tokens without any central intermediary. However, as DeFi (decentralized finance) has grown, Uniswap has become a must-know tool for crypto enthusiasts, especially those venturing beyond the most mainstream coins. In 2023, the Uniswap team launched an official Uniswap mobile wallet, making it much easier to access this powerful DEX via a user-friendly app. If you’re exploring the world of altcoins, Ethereum tokens, or just want to experience peer-to-peer trading, Uniswap is an essential platform – now conveniently available on mobile.

Uniswap 不同於本榜其他傳統 App，它是領先的去中心化交易所（DEX）協議，用戶可以無須中央中介直接兌換加密通證。隨著 DeFi 蓬勃發展，Uniswap 已變成加密玩家必備工具，尤其是想涉足主流以外幣種的人。2023 年 Uniswap 團隊推出官方手機錢包，讓這套強大 DEX 變得容易取得、操作直覺。如果你想探索小幣、以太坊生態的各種代幣，或體驗點對點交易，Uniswap 絕對是必備平台 —— 現在手機上就能輕鬆使用。

Features: Uniswap operates primarily on the Ethereum blockchain (as well as layer-2 networks like Polygon, Arbitrum, and Optimism, plus a version on BNB Chain). It uses an automated market maker (AMM) model instead of order books. This means you can swap any ERC-20 token for any other, provided there’s enough liquidity in the pools, all directly from your wallet. The Uniswap mobile wallet app, which rolled out in 2023, gives users a sleek interface to do exactly that: swap tokens on various networks with ease. The app supports Ethereum mainnet and popular Layer 2 networks, automatically switching between them as needed.

功能特色：Uniswap 主要運作於以太坊區塊鏈（也支援像 Polygon、Arbitrum、Optimism 這類 Layer 2，還有 BNB Chain 版本）。它採用自動做市商（AMM）機制，而非傳統訂單簿，所以你可以在有足夠流動性的情況下，直接用自己的錢包任意交換任何 ERC-20 代幣。2023 發布的 Uniswap 手機錢包介面時尚，讓你能輕鬆跨多個網路兌換 token。App 內支援以太坊主網與熱門 Layer 2，並可自動識別切換。

Through the Uniswap wallet, you can buy crypto with fiat as well – the app integrates a fiat on-ramp allowing users to purchase crypto using a debit card or bank (the fee for this service is about 2.55%). This is notable because it bridges the gap between traditional money and DeFi; a newcomer could download Uniswap’s wallet, buy ETH with a card, and start swapping on DeFi, all in one app.

透過 Uniswap 錢包，你也可以用法幣入金 —— App 內建入金通道，支援用借記卡或銀行直接購買加密貨幣（該服務費用約為 2.55%）。這點很關鍵，因為它彌補了傳統貨幣與 DeFi 的斷層；新手只需安裝 App、用卡刷 ETH，再直接在錢包上體驗 DeFi 交易，不需跳多個平台。

The wallet also provides features like viewing real-time token prices, price charts, and even NFT details for certain collections. It has a section to browse and favorite tokens by market cap or other criteria, helping users discover assets. Additionally, the wallet supports WalletConnect, meaning you can use it to interface with other DeFi dApps beyond Uniswap.

這款錢包也能查看即時币價、歷史價格走勢圖，甚至能針對部分 NFT 收藏品顯示詳情。它還有分頁讓你用市值等條件瀏覽與收藏追蹤 token，方便發現新資產。此外支援 WalletConnect，可連接其他 DeFi dApp，不只侷限 Uniswap 生態。

One key aspect: you remain in control of your funds. The Uniswap wallet is non-custodial – you manage your own private keys (with options for seed phrase or integrating hardware wallets). Trades occur via smart contracts directly from your wallet, so there’s no centralized exchange holding your assets.

一大特點：你的資產完全由你掌控。 Uniswap 錢包是去託管式，由你自行保管私鑰（可選助記詞或硬體錢包整合）。所有交易都由你的錢包透過智能合約直接完成，不會有中心化交易所在中間持有你的資產。

Pros: True decentralization and huge range of tokens. The biggest advantage of Uniswap is access to nearly any token in the Ethereum ecosystem. If a project launches a new token, it’s often available on Uniswap from day one (as long as someone provides liquidity). You’re not limited to the listings a centralized exchange decides on – you can trade thousands of tokens, including many that never make it to major exchanges. This makes Uniswap indispensable for altcoin hunters, DeFi participants, or anyone looking to invest early in emerging projects.

優點：真正去中心化與超豐富的幣種選擇。Uniswap 最大優勢是近乎無限的幣種，只要有人提供流動性，新項目幣幾乎一上線就能交易。你不再受限於中心化交易所審查與掛牌，上千種 token 任你挑選，很多甚至主流所都沒上市，對於小幣獵人、DeFi 玩家、或想早期進場新項目的用戶來說，Uniswap 幾乎不可或缺。

Another pro is that Uniswap works without KYC or account creation – all you need is a wallet. This can be valuable for privacy and for users in regions where exchanges are restricted. The mobile app has made this process much more user-friendly, effectively bringing the power of a web3 wallet and DEX to your phone. Cointelegraph noted that the Uniswap mobile wallet’s goal was to “promote wider DeFi adoption and support on-the-go trading”. Early reviews highlighted how the app “makes swapping dead simple” for mobile users.

另一大優勢是無須 KYC 實名或註冊帳號 —— 你只需要一個錢包即可交易。這對重視隱私或受限於法規的用戶很有價值。現在有了手機 App，操作門檻降到最低，web3 錢包與 DEX 功能都搬到手機上。Cointelegraph 指出 Uniswap 手機錢包的目標是*「促進 DeFi 普及與行動交易」*，早期評價也稱這套 App 「讓手機換幣超級簡單」。

Security-wise, using a DEX means you sidestep the risk of exchange hacks or failures – there’s no central

（內容超過上限，如需完整後續續譯請續傳剩餘段落）entity that could run off with funds. As long as you safeguard your own wallet, your risk is more about smart contract security and market volatility, not corporate bankruptcy or theft (an important consideration after events like some centralized exchanges collapsing).

實體有機會捲款而逃。只要你自行妥善保管錢包，你主要的風險在於智能合約安全性及市場波動，而不是公司倒閉或資金被盜（這點在某些中心化交易所倒閉事件之後格外重要）。

Finally, Uniswap has deep liquidity for many trading pairs. It routinely handles trading volumes on par with or even exceeding some top centralized exchanges. In fact, there have been periods when Uniswap’s trading volume for certain days rivaled that of Coinbase. For major tokens, slippage (price impact) on Uniswap can be very low due to the large pools.

最後，Uniswap 提供了多種交易對的深度流動性。它經常處理的交易量與一些頂尖的中心化交易所不相上下，甚至有時還超越之。事實上，Uniswap 某些日期的交易量，曾經與 Coinbase 旗鼓相當。由於資金池規模龐大，主流代幣在 Uniswap 的滑點（價格波動）極低。

Cons: Network fees and slippage on small tokens are the primary cons. Because Uniswap runs on Ethereum, trading on the mainnet can get expensive when network gas fees are high. Each swap is an Ethereum transaction that could cost anywhere from a few dollars to tens of dollars in gas, depending on network congestion. This is mitigated by layer-2 support – swapping on Polygon or Arbitrum via the Uniswap wallet incurs much lower fees – but users must sometimes bridge assets to those networks first. Still, newcomers might find the concept of gas fees confusing or off-putting if they’re used to fee schedules on regular apps.

缺點：主要是網路手續費與小型代幣的滑點問題。由於 Uniswap 運行於以太坊，每筆交易（swap）都需要支付鏈上 gas fee，當網路擁塞時，手續費可能高達幾美元甚至數十美元。這一點可以透過 layer-2 支援來緩解——透過 Uniswap 錢包在 Polygon 或 Arbitrum 上進行交易，費用大幅降低——但用戶有時需要先將資產橋接到這些網路。對於剛接觸者來說，如果已經習慣傳統應用程式的費用結構，gas 費的概念可能讓人困惑或感到不便。

There’s also the risk of choosing the wrong token. Uniswap’s openness is a double-edged sword: anyone can create a token with any name, so there are scam tokens or imposters. For example, a search for a popular new coin might show multiple similarly named tokens; if you accidentally trade for a fake one, you could lose money. The Uniswap interface tries to warn or hide tokens that aren’t verified or widely traded, but the risk remains. It requires a bit more knowledge and vigilance from users – a far cry from the handholding on a Coinbase-type exchange.

還有一個風險就是選錯代幣。Uniswap 的開放性是一把雙面刃：任何人都能發行任何名稱的代幣，因此出現許多詐騙幣或冒牌貨。例如，搜尋熱門新幣時，可能出現多個相似名稱的代幣；如果不小心交易到假幣，你的資金就會受損。雖然 Uniswap 介面會盡力警告並隱藏未經驗證或交易量低的代幣，但風險仍然存在。這要求用戶需要具備較多的知識與警覺，與 Coinbase 這類「全程帶路」的交易所很不一樣。

Another con: no order types like limit orders (at least not natively – though third-party extensions offer that). Swaps are executed at the prevailing market price (with a tolerance setting). This means you can’t, for instance, set a specific price to buy a dip automatically within the Uniswap app itself. It’s more manual.

另一項缺點：沒有原生的掛單類型，比如限價單（雖然部分第三方擴充功能有提供）。所有 swap 都是在當前市價（可自行設定容忍度）執行。例如，你無法直接在 Uniswap app 內自動設定特定價格買進，必須手動操作。

For the mobile app specifically, a limitation is that initially it had some availability restrictions (Apple’s App Store approvals limited it to certain countries on launch). Over time, this has been expanding, and an Android version entered beta later in 2023. But it’s something to check – whether the app is officially available in your region’s app store. (Of course, even without the app, one can use Uniswap via a browser wallet like MetaMask, but the app simplifies it greatly.)

就行動版 app 而言，最初的一項限制，是上架時受到 Apple App Store 審核地區的約束，因此部分國家無法使用。隨著時間推進，開放地區已逐步擴展，Android 版也於 2023 年下半年進入測試。不過，使用前仍須確認是否可在你所在地區的 app store 正式下載。（當然，即使沒有 app，本來就能以瀏覽器錢包如 MetaMask 使用 Uniswap，但有專屬 app 會更方便許多。）

Expert Opinion: Uniswap is frequently lauded as one of the most important innovations in crypto trading. It essentially spearheaded the DeFi trading boom. By 2025, analysts view Uniswap as a core piece of crypto infrastructure. Money.com, in its exchange review, gave Uniswap the title of “Best Decentralized Exchange”, acknowledging that serious crypto users often find value in the DEX model alongside their centralized accounts. The introduction of the mobile wallet was widely seen as a positive step to “boost DeFi adoption” by Binance Academy and other commentators. By making the experience more accessible, Uniswap’s team addressed one of the big barriers to entry for DeFi.

專家觀點：Uniswap 經常被譽為加密貨幣交易領域最重要的創新之一，並且帶動了 DeFi 交易熱潮。到 2025 年，分析師普遍認為 Uniswap 已成為加密基礎設施的核心之一。Money.com 的交易所評比曾授予 Uniswap「最佳去中心化交易所」頭銜，點出許多專業用戶會同時在 CEX 與 DEX 之間獲取價值。Binance Academy 及其他業界評論人士皆認為 Uniswap 發表手機錢包是「推動 DeFi 普及」的重要一步。透過提升可用性，Uniswap 團隊實質上降低了 DeFi 的進入門檻。

For crypto enthusiasts, especially those interested in DeFi tokens, yield farming, or early-stage projects, Uniswap is a must-have tool. It embodies the self-sovereign ethos of crypto – you trade directly from your wallet, with no middleman and no permission needed. As long as you exercise due diligence (checking token contract addresses, managing gas settings, etc.), Uniswap opens the door to the full spectrum of crypto assets. Many experts recommend that anyone serious about exploring crypto beyond Bitcoin and Ethereum should get familiar with how Uniswap works, and the new mobile app makes that easier than ever. In summary, if “decentralization” is what draws you to crypto, then trading on Uniswap is an experience you’ll want – it’s like having a global, 24/7, non-custodial exchange in your pocket.

對於加密愛好者，特別是關注 DeFi 代幣、流動性挖礦、或早期項目的族群，Uniswap 可說是必備工具。它展現加密貨幣的自我主權精神——直接從你的錢包交易，無需中介，也不需經過審核。只要你做好功課（檢查代幣合約地址、管理 gas 設定等），Uniswap 就能讓你接觸到全系列的加密資產。許多專家都建議，嚴肅看待比特幣、以太坊以外加密世界的用戶，都應熟悉 Uniswap 的運作；全新手機 app 讓學習與操作比以往更簡單。總結來說，如果「去中心化」正是你對加密的憧憬，那麼使用 Uniswap 交易就是一種你絕對值得體驗的模式——等同於在口袋中擁有一個全球、24 小時、無託管的交易所。

8. Trust Wallet – Versatile Self-Custody Wallet (Web3 Ready)

8. Trust Wallet — 多功能自託管錢包（Web3 就緒）

Every crypto enthusiast needs a reliable non-custodial wallet – one where you control your private keys. Trust Wallet is one of the most popular choices, especially on mobile, for holding a variety of cryptocurrencies securely while also enabling access to the broader Web3 world (like decentralized apps and NFTs). Acquired by Binance in 2018 but operating independently, Trust Wallet has grown explosively. In March 2025, the Trust Wallet team announced the app surpassed 200 million downloads globally, making it “the most widely used self-custody Web3 mobile wallet” in the world. It’s free, feature-rich, and supports an extremely wide range of assets.

每一位加密貨幣愛好者都需要一款可靠的非託管錢包——自己的私鑰自己掌握。Trust Wallet 就是最受歡迎的選擇之一，特別是在手機端，不僅可安全存放多種加密資產，更能輕鬆進入更廣泛的 Web3 世界（如去中心化應用與 NFT）。Trust Wallet 於 2018 年被幣安收購，但運作獨立且快速擴展。2025 年 3 月，官方宣布全球下載次數突破 2 億，成為全世界*「最廣泛使用的自託管 Web3 行動錢包」*。它不僅免費、功能豐富，還支援極為廣泛的資產種類。

Features: Trust Wallet is often described as an “all-in-one” crypto wallet. It supports over 100 blockchains and 10+ million different crypto assets (including tokens on those chains). This means you can hold Bitcoin, Ethereum, BNB Chain tokens, Solana, Cardano, Polkadot – you name it – all in one app. Upon creating a Trust Wallet, you get a 12-word recovery phrase that controls all your funds (so guarding that is paramount).

功能：Trust Wallet 經常被形容為「一站式」加密錢包。它支援超過 100 條公鏈與超過 1,000 萬種加密資產（包含這些鏈上的各類代幣）。代表你能在同一 app 內存放比特幣、以太坊、BNB Chain、Solana、Cardano、Polkadot 等等。創建 Trust Wallet 時會給你一組 12 字的助記詞，這代表著所有資金的控制權（所以務必要妥善保管）。

The app has built-in features like an in-app DApp browser (on Android; on iOS this is limited due to Apple’s policies, but you can still connect via WalletConnect). This lets you directly use DeFi platforms, NFT marketplaces, and other decentralized apps through Trust Wallet without needing a separate browser extension. For example, you could navigate to Uniswap, OpenSea, PancakeSwap, etc., within Trust Wallet and swap or trade directly from your wallet.

App 內建許多功能，比如應用程式內的 DApp 瀏覽器（Android 可用；iOS 因 Apple 政策有所限制，但可用 WalletConnect 連接）。你無需額外安裝瀏覽器擴充，就能直接透過 Trust Wallet 使用 DeFi 平台、NFT 市集等去中心化應用。例如，你可以直接在 Trust Wallet 裡打開 Uniswap、OpenSea、PancakeSwap 等，直接錢包內交易或兌換。

Trust Wallet also supports staking for certain coins (allowing you to earn rewards by helping secure networks like BNB Chain, Tron, etc.) and has a section for collectibles where you can view your NFTs held on Ethereum or BNB Chain. There’s an integrated token swap feature for some chains, and also an in-app fiat on-ramp where you can buy crypto with a credit card or other payment methods via third-party providers.

Trust Wallet 也支援部分加密幣的質押（可以協助網路安全獲取獎勵，如 BNB Chain、Tron 等），同時設有收藏品專區，方便用戶查看存放於以太坊或 BNB Chain 上的 NFT。部分區塊鏈支援內建的代幣兌換功能，app 內也有第三方提供的法幣購幣管道，讓你能用信用卡等方式直接買幣。

Another aspect: Trust Wallet is non-custodial but has some “convenience” features like optional cloud backup of your encrypted keys (for safety, though some purists may avoid that). It also allows adding custom tokens easily, meaning if you participate in a new token sale or use a niche project, you can manually import the token contract and manage those tokens in Trust Wallet.

另一特點：Trust Wallet 屬於自託管錢包，卻兼顧便利性，例如可選用加密備份雲端存儲（提升安全性，雖然部分極端主義者會避免這功能）。同時，你也能輕鬆加入自訂代幣，參與新幣發行或利基專案時，只需手動匯入合約地址即可在錢包內管理這些資產。

Pros: The biggest pro is control and versatility. With Trust Wallet, you hold the keys – no exchange or third party can freeze your funds. This aligns with the crypto principle “not your keys, not your coins.” Given the number of exchange failures and hacks historically, having a self-custody solution is crucial for enthusiasts, especially for long-term holding. Trust Wallet makes self-custody user-friendly, which is likely why it’s attracted hundreds of millions of downloads.

優點：最大優勢就是控制權與高度彈性。使用 Trust Wallet，私鑰全在你手，任何交易所或第三方都無法凍結你的資產。這正體現「不是你的私鑰，就不是你的幣」的加密精神。歷史上多起交易所倒閉與駭客事件，顯示自託管方案對長線用戶尤其重要。Trust Wallet 讓自託管操作變得親民便利，也難怪吸引了數億下載。

Secondly, wide asset support. Trust Wallet is one wallet where you can manage multi-chain assets seamlessly. You don’t need a separate wallet app for each blockchain; it’s incredibly convenient to have everything from your Ethereum tokens to your Cosmos coins in one place. This extends to NFTs as well – Trust Wallet is often recommended for storing NFTs on Ethereum or BNB Chain since you can see the images and details right inside the app.

此外，資產支援面極廣。Trust Wallet 能跨鏈管理資產，無需為不同公鏈安裝不同錢包，一次搞定從以太坊到 Cosmos 等各主鏈資產及 NFT。Trust Wallet 甚至常被推薦作為以太坊與 BNB Chain NFT 的存放工具，因為 app 內可以直接查看圖片與細節。

Web3 readiness is another huge plus. Trust Wallet’s built-in DApp browser (and WalletConnect support) essentially turns your phone into a Web3 browser. You can interact with DeFi protocols, lend or borrow on money markets, swap on DEXes, play blockchain games, etc., all directly from your wallet. It lowers the barrier to entry for mobile users to explore the decentralized web. The CEO of Trust Wallet, Eowyn Chen, has described their vision of the wallet as evolving into a “personal companion that guides users through their on-chain journey,” simplifying the complexity of Web3 for everyday users. This focus on user-friendliness is evident in the app’s straightforward design.

Web3 支援也是一大亮點。Trust Wallet 內建 DApp 瀏覽器（並支援 WalletConnect），等同於讓你的手機變身 Web3 瀏覽器。你能直接用錢包介接 DeFi、做借貸、DEX 兌換、玩區塊鍊遊戲等，降低行動用戶探索去中心化世界的門檻。現任 CEO Eowyn Chen 曾表示，團隊期許 Trust Wallet 進化為*「協助用戶上鏈之旅的個人夥伴」*，真正將 Web3 簡化，讓日常操作變得門檻極低。這樣的用戶取向，也反映在 app 極為直覺的介面設計中。

Security in Trust Wallet is also generally strong – since it’s non-custodial, the security largely depends on the user (choosing a strong password, not leaking the recovery phrase). The app itself supports biometric locks, and the team has been integrating features like multi-factor authentication and even experimenting with account abstraction features (seedless recovery) to enhance safety without sacrificing self-custody. Notably, Trust Wallet partnered with security firms and introduced measures like Trust Wallet Token (TWT) incentives for reporting bugs, as well as insurance on assets within the app using services like Fireblocks for institutional-grade security.

Trust Wallet 在安全性方面表現也相當不錯——因為是自託管，安全端大多取決於用戶本身（選強密碼、不洩漏助記詞）。app 本身支援生物辨識鎖定，團隊也陸續加入多重驗證等功能，甚至嘗試 seedless（無助記詞）等帳戶抽象化方案，盡量提升安全同時堅持自託管原則。此外，Trust Wallet 更與資安公司合作，祭出錯誤通報獎勵（TWT 代幣），並透過 Fireblocks 等技術提供應用內資產保險，加強機構等級安全。

To accommodate growth, Trust Wallet has also integrated AI features (planned) to help users avoid scams – for instance, warning if a DApp you’re visiting is suspicious. All these efforts are why Money.com’s wallet review gave Trust Wallet the title of “Best Mobile Crypto Wallet,” praising its extensive support for NFTs/Web3 and high security scores.

隨著用戶數成長，Trust Wallet 也規劃加入 AI 功能，如識別是否進入可疑 DApp 以替用戶把關。這一切努力讓 Money.com 評比 Trust Wallet 為*「最佳手機加密錢包」*，特別讚揚其廣泛 NFT/Web3 支援及高安全評分。

Cons: Using a self-custody wallet like Trust Wallet requires a bit more responsibility and knowledge from the user. If you lose your recovery phrase and haven’t backed it up securely, you lose access to your funds – there’s no “forgot password” recovery. That’s not a flaw of Trust Wallet per se (it’s inherent to all non-custodial wallets), but new users must be aware. By contrast, an exchange like Coinbase can reset your password if you lose it – with Trust Wallet, the security is all in your hands.

缺點：使用 Trust Wallet 這類自託管錢包，需要用戶負更多責任與知識。如果你丟失或沒保存好助記詞，資金就無法再取回——沒有「忘記密碼」這種找回機制。這並不是 Trust Wallet 的瑕疵（所有自託管錢包都是如此），但新手務必知悉。相比之下，Coinbase 等交易所就算忘記密碼還能申請重設；Trust Wallet 則一切安全掌握在自己手裡。

Another con is that Trust Wallet, by covering so many chains, might not implement every single advanced feature of those chains. It focuses on the main functions (send/receive, staking for

另一個缺點是，由於 Trust Wallet 涵蓋的鏈太多，不可能把每條鏈的所有高階功能都做到齊全。它主要以基礎功能為主（如收發、質押等）...some, etc.)。如果你是某條區塊鏈的深度用戶，有時專用的錢包（如僅支持 Solana 的錢包或僅支持 Cardano 的錢包）可能會提供更細緻的功能（例如治理投票或複雜的質押選項）。Trust Wallet 著重於涵蓋廣度，而非專精於某一鏈的深度。

此外，Trust Wallet 的客服支援是以社群為主。沒有即時客服能協助你找回資金（因為連官方也無法存取你的錢包）。若遇到問題，使用者必須依靠教學指南和論壇資源。騙徒有時會假冒客服來詐騙——因此必須提高警覺，依靠自己。

另一個潛在缺點是：由於該應用與幣安（Binance）有關聯，有部分用戶會擔心資料隱私，或疑慮應用程式是否會將匿名使用數據分享給母公司。Trust Wallet 強調它並不會分享個人資料（而且你使用時也不需要進行 KYC 實名認證）。但對極度注重隱私的使用者來說，有時會更傾向於選擇開源錢包。（Trust Wallet 的核心程式是開源的，但團隊表示近來部分組件為了安全理由採用閉源。）

最後，雖然 Trust Wallet 努力讓 Web3 生態更安全，但無法完全保護用戶免於所有去中心化平台上的詐騙或駭客攻擊。如果你將 Trust Wallet 連接到一個惡意 DApp 並批准了一筆惡意交易，你還是有可能損失資金。因此用戶必須保持警覺（例如不要盲目簽署交易）。

專家觀點：Trust Wallet 能快速成長至超過 2 億下載次數，本身就是最好的證明。Cointelegraph 對該 CEO 的專訪中特別強調團隊專注於簡化加密體驗，讓它像 Web2 應用一樣容易上手。CEO 亦曾在慶祝推文指出，「Trust Wallet 最近達到 2 億下載……下個目標是一億（10 億）？」規模遠超大部分其他行動錢包。評論者經常提到 Trust Wallet 對超過 60 條區塊鏈的支援*「無與倫比」，而 Money.com 也特別指出它「支援的資產與鏈數量在我們榜單上為最高」*。

有這樣的業界肯定和幣安這樣的大型業者背書，Trust Wallet 已成為多幣種行動錢包的預設推薦。不論是初學者（僅持有少量加密幣、希望能簡單安全地管理）或是進階 DeFi 玩家（用一個錢包在多鏈上進行挖礦收益），都很適合。只需單一應用程式，你就能做多項操作——存幣、互動 DApp、瀏覽 NFT——使用上極其方便。有評論這樣形容 Trust Wallet：「是出色的行動通用錢包，對 NFT 和其他 Web3 項目的支援極廣，同時安全性能維持高分」。對於任何重視自主管理與多元靈活性的加密貨幣玩家來說，Trust Wallet 可說是必備之選。

9. MetaMask – 以太坊及去中心化網路的入口

MetaMask 在加密圈堪稱家喻戶曉，是使用以太坊去中心化應用（dApps）的同義詞。它最先發展為瀏覽器擴充錢包，近年也推出了手機應用，讓用戶可以隨時管理以太坊（以及其它 EVM 相容鏈）資產並流暢使用 DApp。截至 2024 年初，MetaMask 每月活躍用戶已超過 3,000 萬人，是全球最廣泛被使用的加密錢包之一。無論你要涉足 DeFi、NFT 或以太坊及 layer-2 上的代幣交易，MetaMask 都是不可或缺的工具。

功能面：MetaMask 手機版運作方式與瀏覽器擴充程式類似。它是非託管性錢包，你自行掌握一組以太坊地址（由秘密助記詞推導產生）。預設支援以太坊主網，亦能手動設定連接任何相容以太坊虛擬機（EVM）的網路——如幣安智能鏈（BNB Chain）、Polygon、Avalanche C-Chain、Arbitrum、Optimism、Fantom 等。這代表你可以在應用內無縫切換不同網路，檢視資產及與該鏈的 DApp 互動。

MetaMask 手機版內建 DApp 瀏覽器，方便你造訪 DeFi 平台、NFT 市場、鏈遊及其他應用。連接 DApp 後，能直接在錢包確認交易。亦支援 WalletConnect，可將錢包連接到外部應用或瀏覽器。

在代幣管理方面，MetaMask 會自動偵測你收到的標準代幣，也能手動新增自定代幣。應用程式會顯示所有代幣餘額與交易紀錄。內建的「MetaMask Swap」功能，則會聚合多個 DEX 協議提供代幣兌換報價，方便你直接在 App 內快速交易代幣（不過會收約 0.875% 手續費，作為方便性之代價）。

MetaMask 手機支援 QR Code 掃描便於互動，也支援生物辨識解鎖（可用指紋或 FaceID 保護應用程式）。有趣的是：MetaMask 擴充功能能與硬體錢包（如 Ledger、Trezor）整合；手機端則支援更有限，但逐漸進步（截至 2025 年，MetaMask 手機支援用 QR code 與 Keystone 硬體錢包配對）。

優點：全面兼容 DApp。MetaMask 已經成為與以太坊生態互動的事實標準錢包。許多 Web3 網站「Connect with MetaMask」按鈕都是首選。用 MetaMask 手機就是將這廣泛的互通性帶在身上。不管是 Uniswap 換幣、DeFi 收益農場，或 NFT 鑄造，MetaMask 幾乎都支援。Money.com 稱它為*「Web3 指定錢包」*，幾乎整個 DeFi 和 NFT 經濟圈都能用。這種通用性是巨大優勢——你很難遇到「不支援該錢包」的 DApp。

用戶自主與隱私亦是強項。像 Trust Wallet 一樣，MetaMask 是非託管性——私鑰由你掌管。無需中心化帳號、無需 KYC 認證。你能在一個 App 內產生多組帳戶，方便資金或用途分流。MetaMask 不蒐集個人資訊（但預設有用一些匿名遙測，進階用戶可選擇關閉）。進階用戶亦可連接不同去中心化 RPC 提供商來提高隱私（而非使用預設的、可能記錄 IP 的方案）。

安全性也很不錯——前提是妥善保管助記詞。應用本身可設密碼或生物辨識鎖定，亦能設自動鎖定。MetaMask 大多數程式碼開源並通過審查，而且廣大社群用戶讓重大漏洞容易被快速發現和修正。開發團隊 ConsenSys 也增設了釣魚網站偵測功能——如果你造訪已知惡意網址，MetaMask 會警告你（其有一份黑名單）。團隊還整合「Blockaid」工具，能掃描交易並提醒用戶潛在詐騙；曾有案例顯示，開啟安全提醒的用戶*「100% 阻擋」*了某種釣魚攻擊。這種主動式的安全觀念，對抗加密圈始終不斷的詐騙風險尤其重要。

另一優點：多鏈未來的相容準備。隨著越來越多以太坊 Layer-2 網路和側鏈出現，MetaMask 很快就能支援。例如 Optimism、Arbitrum（Layer 2 網路）剛上線時，MetaMask 就允許用戶手動新增網路進行操作，而其他錢包往往要慢好幾步。MetaMask 始終走在 EVM 生態的前線。

缺點：被提及最多的缺點是交易費（Gas）偏高，不過這更是以太坊本身的缺點。新用戶看到 Gas 費彈窗時很容易大吃一驚。MetaMask 可以調整 Gas 價格與限額（有基本及進階選項），但也因此提高複雜度，若設定錯誤交易可能卡單。但這是以太坊交互的必然複雜度，部分用戶會覺得難以上手。

另一缺點：對非以太坊新手不太友善。MetaMask 本質上是以太坊/EVM 錢包，不支援非 EVM 方案：如比特幣、Solana、Cardano 等。你要是把比特幣匯入 MetaMask，資金恐怕會直接消失——因為它根本不產生 BTC 錢包地址。所以它不可能涵蓋所有加密貨幣，只專注於以太坊與兼容生態。對愛好者來說，MetaMask 是你工具箱的一員，但非 EVM 類資產還得另找別的錢包。

客服同樣有限，沒有官方即時協助（要小心冒充客服的詐騙者！）。協助資源主要是文件解說及社群討論。很多人還是會被冒充 MetaMask 客服的人在社群平台詐騙——這問題一直存在。安全使用 MetaMask 需具備基礎社群知識：例如，MetaMask絕不會透過表單或聊天室要求你輸入助記詞。

另外，手機端與擴充程式的帳戶同步：一開始，MetaMask 手機和電腦版擴充並不會自動同步帳號（基於安全設計）。你可以用 QR code 同步時單次同步帳號，但有些人覺得不直觀。近年可能有改善（透過 Portfolio App 或登入），但它仍不是雲端同步錢包——這點也是基於資安設計，不過若你有多裝置需求還是有點不便（每台設備必須用助記詞手動導入錢包）。

最後，用 MetaMask 有時太容易花錢。它幾乎是所有投機代幣、NFT 的入口——既刺激但也危險。有人笑說像裝了*「行動賭場」*，點幾下就能隨時「梭哈」新幣。這部分還是看用戶自律，不過新手可能會更容易誤中陷阱。risky things when the wallet enables one-click access to thousands of tokens. MetaMask has no built-in risk warnings beyond known phishing scams.

啟用一鍵存取成千上萬代幣時，錢包會面臨風險。MetaMask 除了已知的釣魚詐騙警告外，並沒有內建更多風險提示。

Expert Opinion: MetaMask’s impact on crypto is enormous. It’s often called the “gateway to DeFi” or the “key to Web3”. With over 30 million MAU, it achieved record user levels reminiscent of early 2022’s peak of 31 million. Experts credit MetaMask for enabling the explosion of DeFi and NFTs by giving users a simple interface to engage with dApps. Money.com rated it the “Best Web3 Wallet” due to its integration with virtually every dApp and its strong security track record. They noted MetaMask “combines strong security measures... with customizable transaction fees”, highlighting its balance of user control and safety.

專家觀點：MetaMask 對加密世界的影響非常巨大。它經常被稱為 「DeFi 的入口」 或 「Web3 的金鑰」。擁有超過三千萬月活躍用戶，創下用戶數僅次於2022年初 3,100 萬人巔峰時期的紀錄。專家們認為，是 MetaMask 提供了簡易介面讓使用者與 dApp 互動，才促成了 DeFi 和 NFT 的爆發成長。Money.com 因其能整合幾乎所有 dApp 與優異的安全紀錄，評選其為 「最佳 Web3 錢包」。他們指出 MetaMask 「結合了強大的安全措施……以及可自訂交易手續費」，兼顧了用戶自主與安全性的平衡。

Analysts also point out that MetaMask has kept improving security as the user base grew – such as the Blockaid integration that protected users from a recent dApp hack. The fact that it nearly hit the same user activity in late 2023 as it did in the frothy market of 2021 suggests MetaMask remains a core tool even in quieter market times.

分析師也指出，隨著用戶數增長，MetaMask 持續提升安全性 —— 例如結合 Blockaid，曾協助用戶避免近期 dApp 攻擊事件的損失。值得注意的是，2023 年底其活躍度幾乎重回 2021 年市場高點，可見即使在較冷清的市場環境下，MetaMask 依然是核心工具。

In sum, MetaMask is an essential app for any crypto enthusiast, particularly if you’re venturing into Ethereum’s vast ecosystem. It might not be the starting wallet for a complete newbie (who might prefer a Coinbase or similar first), but it inevitably becomes part of the toolkit as one gets more involved. For NFTs, DeFi, ICOs, or just holding ETH and tokens in a self-custodial way, MetaMask is a proven choice. As one IBTimes article put it, “MetaMask has grown significantly… signaling a promising development for web3 adoption”. It’s hard to talk about engaging with modern crypto platforms without MetaMask coming into play, making it a must-have app in this top list.

綜合來看，MetaMask 是任何加密愛好者的必備應用，特別是想探索以太坊龐大生態系的新手。它也許不是完全新手的啟動錢包（初學者可能會先選擇 Coinbase 或同類），但隨著參與深入，MetaMask 幾乎終將成為你的工具箱之一。無論是 NFT、DeFi、ICO，或只是自主管理 ETH 與代幣，MetaMask 都是經驗證的選擇。就如同 IBTimes 所說：「MetaMask 已經大幅成長……象徵 Web3 普及化的亮眼進展」。要談現代加密平台應用，幾乎離不開 MetaMask，是各大推薦榜單中的必裝工具。

10. Exodus – User-Friendly Multi-Crypto Wallet

Exodus is a popular desktop and mobile wallet known for its beautiful design and ease of use. For a long time, Exodus has been a favorite choice for those who want a beginner-friendly wallet that still lets them control their private keys. It’s often recommended as the “best overall” crypto wallet for people managing a diverse portfolio, thanks to its support for multiple assets and built-in exchange features. Whether you are on iPhone, Android, or your PC, Exodus provides a seamless way to manage your crypto in a self-custodial manner.

Exodus 是一款深受歡迎的桌面與行動裝置錢包，以其精美設計與易用性聞名。長久以來，Exodus 一直是希望介面友善、同時又能自主管理私鑰新手的首選。它經常被推薦為「整體最佳」加密錢包，特別適合同時管理多樣資產的用戶，因為它不但支援多種幣別，還內建了幣幣兌換功能。無論你是在 iPhone、Android 還是 PC 上，Exodus 都能讓你自主管理加密貨幣，體驗無縫管理。

Features: Exodus supports over 260 cryptocurrencies, including Bitcoin, Ethereum (and many ERC-20 tokens), Litecoin, Dogecoin, Dash, and more, plus newer assets like Solana and Binance Chain tokens. It is a non-custodial wallet, so you get a 12-word recovery phrase when you set it up. One of Exodus’s hallmark features is its intuitive interface: the app has visually appealing charts and a portfolio page that shows the value of your holdings and their allocation breakdown. It feels almost like a fintech app, with colorful design and one-click access to features.

功能介紹：Exodus 支援超過 260 種加密貨幣，包括比特幣、以太坊（和多種 ERC-20 代幣）、萊特幣、狗狗幣、達世幣，還有像 Solana、幣安鏈等較新的資產。它是一款非託管型錢包，設立時會提供 12 個英文單字的復原助記詞。Exodus 的招牌特色之一，就是操作直覺、圖形介面美觀：App 內有吸睛的圖表與資產頁面，清楚顯示持有資產的價值和分佈。整體感覺幾乎像一般新創金融 App，色彩鮮明、功能一鍵即達。

Exodus has a built-in exchange (powered by third-party integration, e.g., ShapeShift in the past, now other partners) that lets you swap one asset for another from within the app without needing to use an external exchange. The exchange covers dozens of popular pairs and can be very convenient for portfolio rebalancing or diversifying without sending coins out to a centralized exchange.

Exodus 內建幣幣兌換功能（由第三方整合提供，過去為 ShapeShift，現在有其他合作夥伴），只要在 APP 裡即可交換不同資產，毋須將加密貨幣轉出到外部交易所。這裡提供了數十種常見的兌換選項，非常適合平衡投資組合或分散資產，無須依賴中心化交易所。

Another benefit is cross-platform sync. You can pair your Exodus mobile wallet with your desktop wallet by scanning a QR code, which means you can manage the same wallet across devices. Changes reflect on both, giving flexibility (this uses secure one-way sync of private data; the seed remains the same).

另一大優點是跨平台同步。你可以用掃描 QR Code 的方式，把 Exodus 行動版與桌面版錢包配對 – 意即你能跨裝置操作同一組錢包，所有變動都即時同步（這僅做私有資料的單向加密同步，錢包助記詞不會變）。

Exodus also incorporates a section for staking certain assets (like Algorand, Cardano, Solana, Cosmos, etc.), where you can earn staking rewards by holding them, and it provides clear info on reward rates. It has a section for Apps that extend functionality – for example, there’s an integration with the Lightning Network for Bitcoin (via the WalletConnect to the Lightning app), and integration with sports betting via SportX, etc., which they introduced to expand use-cases.

Exodus 也有支援部分資產的質押功能（如 Algorand、Cardano、Solana、Cosmos 等），透過持有即可獲得質押獎勵，且會清楚標註年化報酬率。另外，Exodus 內建了擴充功能的 App 區塊 —— 例如比特幣可經由 WalletConnect 連接 Lightning App 支援閃電網路，體育博彩則可通過 SportX 整合，這些用來豐富應用場景。

Moreover, Exodus has integrated with hardware wallets (specifically, it supports Trezor hardware wallets). Through Exodus, you can manage assets on a connected Trezor device with the Exodus UI. This is great for people who want the security of a hardware wallet with the slick interface of Exodus.

此外，Exodus 也支援硬體錢包（目前主要支援 Trezor），你能在 Exodus 介面中直接管理連接的 Trezor 資產。對於喜歡硬體錢包安全性又想享受流暢軟體介面的用戶來說，是一大優勢。

Pros: Extremely user-friendly and visually appealing. Exodus shines in its design – it abstracts away much of the complexity of crypto. New users often find it less intimidating than other wallets. Money.com’s wallet review crowned Exodus as the “Best Crypto Wallet Overall”, noting it’s an “excellent option for a variety of investors – particularly those managing diverse portfolios – thanks to its broad asset support, thousands of trading pairs, and built-in crypto swapping”. This captures the broad appeal: it supports a wide array of coins and makes exchanging them straightforward.

優點：極度易用且視覺美觀。Exodus 的設計徹底簡化了加密貨幣的繁瑣新手體驗。初次接觸的用戶，往往覺得它比其他錢包親和許多。Money.com 的錢包評比就將 Exodus 選為*「整體最佳加密錢包」，原因包括「非常多元的資產支援、數千個交易對和內建幣幣兌換，特別適合管理多種投資組合的用戶」*。這說明了 Exodus 泛用性極高，支援眾多幣別，兌換操作又簡單直接。

The portfolio tracker aspect is very handy. Instead of just being a wallet, Exodus almost serves as a portfolio management app, showing pie charts of your holdings and allowing you to track value changes over time in-app. This can reduce the need for a separate portfolio tracker.

投資組合追蹤功能極為實用。Exodus 不僅僅是錢包，還像一個投資組合管理 App，通過圓餅圖等視覺化方式，呈現持有資產與配比，還能追蹤資產價值變動，減少另尋組合追蹤工具的需求。

Multi-platform availability is another pro. Exodus began as a desktop wallet (which many still use), and their mobile app brings that experience on the go. If you prefer managing large sums on a desktop and using mobile for convenience, Exodus covers both. The syncing means you don’t have to manually keep track of which coins are where – it’s the same wallet.

多平台支援也是一大優點。Exodus 最早是桌面錢包（目前依然很受歡迎），後來拓展到行動端，兩者皆可無縫配合。你可以在桌機管理大額，並用手機隨時查詢。同步功能讓你不需手動分別記帳，每個平台都是同一組錢包。

Exodus’s customer support is noted for being good in the non-custodial wallet category. They offer email support and have an extensive knowledge base. Because they are a company (unlike open-source projects which rely solely on community), they strive for a positive user experience and respond to inquiries. For a non-custodial wallet, that’s valuable (though they can’t help if you lose your seed phrase, of course).

Exodus 的客戶服務在非託管型錢包中算是頗有口碑。他們提供電子郵件客服與完善的知識庫。由於 Exodus 是公司而非單純開源社群，所以很重視用戶體驗，會主動回應問題。對於非託管錢包來說，這是一大加分（但如果你自己遺失助記詞，當然誰都沒辦法救回）。

Cons: The main trade-off with Exodus is that this user-friendliness comes at the cost of some advanced features and potentially higher swap fees. For one, Exodus is not fully open-source (its wallet portion is closed source, though some components are open). Hardcore crypto folks sometimes prefer fully open wallets like Electrum or MetaMask due to transparency. However, Exodus has been around for many years with a solid reputation, which has built trust even without fully open code.

缺點：Exodus 的友好操作性，是以犧牲一些進階功能和可能較高的兌換手續費為代價。首先，Exodus 並非完全開源（只有部分元件為開放原始碼，錢包主體屬封閉）。某些重度加密玩家會偏好像 Electrum 或 MetaMask 這種全開放的錢包，覺得較透明。但 Exodus 多年下來建立起不錯信譽，即使非全開源，也獲得不少信任。

When using the built-in exchange, the fees or spreads can be higher than using an exchange directly. You pay for convenience. If you swap $100 of crypto within Exodus, you might get a slightly worse rate or a fixed fee tacked on. For occasional trades it’s fine, but it’s not a platform for high-frequency trading or seeking the absolute lowest fees. Large trades might be better done on an exchange then sent back to Exodus.

使用內建兌換功能時，手續費或匯率價差有時會比直接上交易所來得高，算是為方便性買單。例如在 Exodus 內部兌換 $100 美元價值的加密貨幣，可能會比在正式交易所多扣一點或出現固定手續費。偶爾小額交易影響不大，但若想經常高頻交易或追求極低費用，這就不是首選。大額兌換最好還是用交易所，之後再轉回 Exodus 儲存。

Exodus also, by design, does not support some cryptos that require their own full nodes (for example, it doesn’t support Monero due to technical complexity and size of blockchain). And while 260+ assets is a lot, it’s fewer than some rivals like Trust Wallet which supports thousands. If you hold something very obscure, Exodus might not have it until it gains popularity.

另外設計上，Exodus 不支援那些必須建自行全節點的幣種（如因技術難度、鏈規模，Monero 暫不支援）。雖然支援 260+ 種資產已不算少，還是比不上 Trust Wallet 等支援上千幣別的對手。如果你持有很冷門的幣，可能要等它熱門後 Exodus 才會收錄。

Another limitation: No native support for dApps or Web3 browsing. Exodus is a wallet, but unlike MetaMask or Trust Wallet, it doesn’t have an in-app browser or easy DApp connection (except for the limited apps they include). So, if you want to use DeFi, you can’t directly connect Exodus to a DApp via WalletConnect (except a couple of integrated ones). That means Exodus is not the tool for daily DeFi interaction. Think of it more like a traditional wallet/portfolio app than a Web3 gateway. This is why many advanced users have Exodus for portfolio and another wallet for Web3 needs.

另一個限制：未支援原生 dApp 或 Web3 瀏覽。Exodus 雖為錢包，但不像 MetaMask 或 Trust Wallet 這類有App內置瀏覽器或 WalletConnect，可直接輕鬆串接各種 DApp（Exodus 僅有極少數整合型功能）。所以如果你想玩 DeFi，是無法直接透過 WalletConnect 連 DApp，僅能用 Exodus 內建的少數功能。也就是說，Exodus 不是每日 DeFi 操作的工具，更像傳統錢包或投資組合管理 App，而非 Web3 入口。因此，許多進階用戶會同時用 Exodus 管理投資組合，另用其他錢包玩 Web3。

Lastly, security: Exodus is as secure as a software wallet can be, but by nature, it’s a hot wallet (except when combined with Trezor). It doesn’t have 2FA or multisig capabilities within the app. So if your device is compromised, funds could be at risk. They rely on OS-level encryption and user password. It’s generally fine for moderate amounts, but huge holdings are safer on a hardware wallet (which, to be fair, Exodus can integrate with as mentioned).

最後談安全性：Exodus 就軟體錢包來說已經很安全，但畢竟性質上還是熱錢包（除非結合 Trezor）。本身沒有內建二階段驗證或多重簽章功能，所以一旦裝置遭駭，資金有風險。Exodus 主要仰賴作業系統加密和用戶密碼。若是小中額資產，一般足夠；持有大量資金則建議還是用硬體錢包較保險（Exodus 正好可以結合硬體錢包一起用，如前所述）。

Expert Opinion: Exodus consistently ranks high in wallet comparisons for being user-centric. As Money.com noted, it received “consistently high marks for security” and “ease of use across platforms”, which is why they picked it as best overall. Users and reviewers often recommend Exodus to those who are less technical but want the benefits of a self-custodial wallet. It’s also one of the earliest multi-asset wallets to still maintain a strong reputation; launching in 2016, it has been around through multiple cycles, which adds to confidence.

專家觀點：Exodus 在各方錢包評比中，常以使用者體驗友好獲得高分。根據 Money.com 評價，其在*「安全」和「跨平台易用」*面向都得到高度肯定，因此榮登整體最佳。不論用戶或專業評測，都很推薦給沒那麼懂技術但想掌控資產的用戶。它也是最早一批依然維持好口碑的多幣錢包，2016 上市至今經歷過多輪牛熊，這也讓人更有信心。

Crypto analysts sometimes mention Exodus in the context of bridging the gap between pure novices (who might stick to exchange wallets out of fear of complexity) and advanced users. It offers a friendly stepping stone into controlling one’s own keys. The founding team’s focus was always on design and customer experience, which shows. A scientific analogy might be that Exodus is to crypto wallets what Apple’s iOS was to early smartphones – not the most open or tweakable, but very polished and approachable.

加密領域分析師有時會提及 Exodus 在初學者（害怕複雜因而只用交易所錢包）與進階用戶之間搭起橋梁。它是自主管理金鑰友好的入門選擇。創辦團隊始終重視設計與使用者體驗，這點表現得淋漓盡致。以科技界比喻，Exodus 之於加密錢包，就像蘋果的 iOS 之於早期智慧手機 —— 不一定是最開放可調，但絕對是最精緻、最親民的選擇。

For many enthusiasts, Exodus becomes a staple for managing a broad portfolio. You might trade on Binance or Coinbase, but then withdraw to Exodus for storage and a nice overview of your holdings. It’s also a convenient hub to perform quick swaps between assets if you decide to rebalance (knowing you pay a bit extra for that ease).

對許多愛好者而言，Exodus 已成為管理多元資產組合的主力工具。你可以在 Binance 或 Coinbase 上交易，然後提幣到 Exodus 存放並掌握完整持有狀況。臨時想再做資產兌換時，Exodus 也能迅速調配組合（即使手續費會稍高，但換來便利性）。Given these factors, Exodus well deserves a spot in the must-have crypto apps – especially for those who value an elegant interface and straightforward experience.
鑒於這些因素，Exodus 完全值得列入必備加密貨幣應用程式的行列——特別適合重視優雅介面與簡單直觀體驗的用戶。

11. ZenGo – Keyless Crypto Wallet for Beginners

ZenGo is a newer entrant that has been turning heads by reimagining wallet security and usability. It brands itself as a “keyless” crypto wallet – eliminating the need for the traditional 12- or 24-word seed phrase, which is often a pain point for beginners worried about losing their keys. Using cutting-edge cryptography (multi-party computation), ZenGo manages private keys in a way that is both user-friendly and secure. Money.com named ZenGo the “Best Crypto Wallet for Beginners” in 2025, precisely because it “removes much of the complexity… by eliminating complex seed phrases”.
ZenGo 是一個新興的錢包服務，憑藉對錢包安全性及使用體驗的全新詮釋而吸引不少關注。它自稱為「無金鑰」加密錢包——不需要傳統的 12 或 24 個單字助記詞，解決了初學者擔心遺失私鑰的痛點。ZenGo 採用最先進的密碼學（多方安全計算，MPC），管理私鑰同時兼顧用戶友善與安全。Money.com 於 2025 年將 ZenGo 選為*「最佳新手加密錢包」，理由正是「省去繁雜的助記詞設置」*。

Features: ZenGo is a mobile-only wallet available on iOS and Android. When you set it up, you do not get a seed phrase to write down. Instead, the security is split between your device and ZenGo’s servers through mathematical tricks. You sign in with an email and secured by 3D biometric face recognition (on compatible phones). This means if you lose your phone, you can recover your wallet by verifying your identity with the face scan on a new device and confirming via email – a process far more familiar to average users than dealing with secret words. ZenGo’s approach has no single point of failure; neither your device alone nor ZenGo’s server alone can access your funds – it requires cooperation (via encrypted shards of your key).
特色：ZenGo 是僅限於 iOS 及 Android 的行動錢包。註冊時不會給你任何助記詞需要備份，安全性則藉由數學方法分散在你的裝置與 ZenGo 伺服器之間。你以電子郵件登入，並結合 3D 臉部生物辨識（在支援的手機上），也就是說，即使手機遺失，也能在新裝置上進行臉部掃描並透過電子郵件驗證身份來還原錢包——這對一般用戶來說遠比管理助記詞熟悉。ZenGo 的技術沒有單一失敗點，不論是你的裝置或 ZenGo 伺服器本身，都無法獨立存取資產——必須雙方合作（透過加密密鑰分片）。

In terms of assets, ZenGo supports dozens of major cryptocurrencies (Bitcoin, Ethereum and many ERC-20 tokens, Tezos, Binance Chain, Polygon, etc., with new coins added over time). It has an in-app purchase feature to buy crypto with bank card or wire (via third-party providers) and an integrated swap feature (powered by Changelly/Simplex and others) to exchange assets within the app. ZenGo also offers interest-earning options: for example, they provide saving/vault features where you can earn yields on certain assets (like via connection to DeFi lending, etc.), and support for staking (e.g., Tezos baking).
資產支援方面，ZenGo 能夠管理數十種主流加密貨幣（如比特幣、以太坊及多種 ERC-20 代幣、Tezos、幣安鏈、Polygon 等，不斷陸續增加）。它內建購買加密貨幣（可用銀行卡或電匯，經第三方提供商）、以及集成換幣（由 Changelly／Simplex 及其他伙伴支援），可在 App 內直接兌換資產。ZenGo 亦有提供資產增值選項，例如儲蓄或金庫功能，部分資產可賺取利息或連接 DeFi 放貸，以及支援 Staking（如 Tezos 鑄幣）。

Another unique feature: ZenGo’s ClearSign wallet firewall. It’s a built-in safety mechanism that will analyze smart contract transactions you’re about to sign and try to warn if something looks suspicious (like if a DApp is trying to take more permissions than expected). This addresses the problem of people accidentally signing malicious transactions. ZenGo touts that ClearSign can help users avoid common DeFi and Web3 scams by providing human-readable warnings.
另一項獨特功能是 ZenGo 的 ClearSign 錢包防火牆，可分析你即將簽署的智能合約交易，並在發現可疑行為時主動發出警告（例如某個 DApp 申請超過預期的權限）。這解決了用戶不小心簽署惡意交易的風險。ZenGo 強調 ClearSign 能夠以人性化的警示協助用戶避開常見的 DeFi 與 Web3 騙局。

ZenGo also has a feature called Chill Storage. It’s basically a mode where you can lock your funds in the wallet so that even if someone got access to your account, they couldn’t send funds without a waiting period. It’s like an extra security step for large HODLers – you “chill” your wallet, and unfreezing it for spending takes time (giving you a window to act if compromised).
ZenGo 還有一項稱為 Chill Storage 的功能。它是一種「冷藏」機制，讓你把資金鎖定在錢包內，即便有人入侵帳戶，也無法立即劃轉資產，需要經過指定的解凍等待期。這對大額長期持有者特別有用——你可以「冷凍」錢包，一旦要解除也需時間，如有異常還能及時應對。

Pros: No seed phrase to lose – this is ZenGo’s biggest draw. For beginners, managing a seed phrase is scary and technically challenging (some might not back it up properly or might lose it). ZenGo removes that hurdle while still keeping the user in control (it’s non-custodial in the sense ZenGo can’t move your funds without your authorization; the key is split). This unique keyless security model has been praised as making crypto more accessible. Money.com specifically highlighted ZenGo’s use of “multi-party computation (MPC) cryptography, a keyless security model” that, combined with its “appealing design,” makes it superb for beginners.
優點：不需要助記詞——這正是 ZenGo 最大的賣點。對初學者來說，備份及保管助記詞不僅令人焦慮，技術門檻也高（有些人可能備份不當或遺失）。ZenGo 解除這層障礙，讓用戶仍保有資產自主管理權（本質上 ZenGo 無法單方面移動你的資產；金鑰分片）。這種無金鑰安全架構被譽為讓加密世界更親民。Money.com 也特別指出 ZenGo 結合*「多方安全計算（MPC）密碼技術，無金鑰安全架構」及「吸引人的設計」*，非常適合初學者。

User experience is another big pro. The app is sleek and simple. Reviews often mention how polished the design is – everything from set-up to daily use is guided. It feels like using a modern fintech app rather than a bare-bones crypto tool. They also emphasize customer support; ZenGo has live 24/7 in-app support chat, which is uncommon for self-custody wallets.
用戶體驗也是一大優勢。ZenGo App 設計現代美觀，操作極簡，各種步驟都有明確指引，評價多數稱讚其流暢度——更像現代金融應用，而非陽春的加密工具。此外官方非常重視客服，提供 24 小時全年無休 App 線上即時支援，這在自我託管錢包相當罕見。

ZenGo’s security innovations extend beyond just key management. The facial biometrics and email are familiar processes for users, yet they’re implemented in a way that ZenGo (the company) can’t just unlock your account or steal your funds. It has been externally audited and has a good track record – no ZenGo wallet has been hacked or lost funds due to a security flaw, as per their communications. This balance of security and convenience is its selling point.
ZenGo 的安全創新不僅僅於金鑰管理。臉部辨識及電子郵件都是用戶熟知的認證方式，卻做到了連 ZenGo 公司自己也無法解鎖帳戶或竊取資產。它已通過外部安全審查，據官方表示目前未有被駭或資產遺失案例。這種安全與便利的平衡，就是其最大賣點。

The extra features like ClearSign and Chill Storage show the team is thinking about real user problems (phishing, theft) and building protections in. For example, if you’re interacting with DeFi, having that firewall interpret the transaction is very useful to avoid mistakes.
像 ClearSign 及 Chill Storage 這些附加功能，顯示開發團隊真正關心用戶實際問題（如釣魚詐騙、盜竊等），並內建防護。例如 DeFi 交互時，能有防火牆協助檢查簽約內容，確實能減少誤簽風險。

Cons: The primary criticism from purists is that ZenGo’s model is not fully trustless. Because part of the key is on ZenGo’s servers, there’s a hypothetical scenario: if ZenGo the company went out of business or their servers went down, how would users recover their funds? The company has stated they have contingency plans and could release an open-source tool to recover in such a case, but it’s a consideration. With a normal wallet, as long as you have the seed, you don’t care if the company behind the app disappears – you can restore in another wallet. With ZenGo, you’re a bit reliant on the company’s existence for the full recovery process (at least, unless they provide an independent recovery option for users beforehand).
缺點：最大爭議在於 ZenGo 的模式並非 100% 去信任化，因為部分金鑰存於 ZenGo 伺服器。理論上，若 ZenGo 倒閉或伺服器故障，用戶如何取回資金？雖然官方聲稱有備案，也會在必要時發布開源工具協助還原，但畢竟是個考量。一般傳統錢包只要保有助記詞，就算開發商消失，也能自行在其他錢包還原。ZenGo 則多少仰賴公司運作（除非事前就給用戶獨立的還原方案）。

Additionally, ZenGo is closed source for the most part. Some crypto enthusiasts prefer open-source wallets that can be independently audited by the community. ZenGo’s cryptography has been audited by third-party firms, but the code isn’t fully public. For some, that’s a trust trade-off.
再來，ZenGo 大部分並非開源，這對於一些注重自由審查的資深用戶來說略有不安。雖然 ZenGo 密碼技術已經過第三方審核，主程式碼卻未全部公開——對某些人來說，這是一種信任上的取捨。

Asset support, while covering most big names, is not as extensive as something like Trust Wallet or MetaMask. So, advanced users who have obscure tokens might not find them supported on ZenGo. It’s improving over time, but the focus is more on major coins.
至於資產支援，雖然涵蓋主流幣，但不像 Trust Wallet 或 MetaMask 那麼廣泛。進階用戶若有持有較冷門代幣，可能找不到對應。雖然支援幣種正持續增加，但目前仍以主流幣為主。

No desktop version: ZenGo is mobile-only. That’s fine for most, but a few users might wish for a desktop app or browser extension for flexibility (currently not available).
沒有桌機版：ZenGo 僅支援行動裝置。雖然這對多數人無妨，但少數用戶可能希望有桌面版或瀏覽器擴充，現階段尚未提供。

Fees: ZenGo is free to download and use, but they make money on services – e.g., a percentage fee on swaps or purchases. The convenience comes at a cost similar to other easy-buy platforms. If you’re trading a lot or moving assets frequently, you might pay a bit more doing it through ZenGo’s partners than if you did on a dedicated exchange or DEX manually.
手續費：ZenGo 下載及基本功能免費，但各式服務會收取費用——例如在換幣或購買時抽取百分比。「便利性」有其代價，大致與其他購幣平台相當。若頻繁交易或轉移資產，透過 ZenGo 有時成本會高於你直接在交易所或 DEX 操作。

Expert Opinion: ZenGo has garnered positive coverage for bringing innovative security to mainstream users. When Money.com awarded it best for beginners, they essentially echoed what many have said: by eliminating the seed phrase without compromising self-custody, ZenGo “focuses on ease of use and educational support” for newcomers. In the BitDegree crypto awards, ZenGo often gets mentioned for user experience. The wallet currently holds high ratings on app stores, indicating user satisfaction.
專家觀點：ZenGo 憑藉創新安全機制深受主流市場肯定。Money.com 給它新手首選也是眾多觀點的縮影：在不損及自主管理權的前提下，去除助記詞障礙，「強調易用性及教育資源」，對入門者格外友善。在 BitDegree 加密獎項中，ZenGo 也因出色使用體驗屢屢被提及，App 商店評價一貫保持高分。

Security experts find the MPC approach sound. It’s similar tech that some institutional custodians use (where multiple parties hold key shares), so bringing that to retail is applauded. The CEO of ZenGo has written about how they want to “kill the seed phrase” because it’s the root of so many user losses (either by being stolen or lost). Many in the industry agree that for broader adoption, we need solutions like this.
安全專家普遍認同 MPC（多方安全計算）方案的健全性。它與機構級託管方用技術相當（多方持有金鑰分片），導入零售端當然可喜。ZenGo 執行長也曾撰文說他們希望「殺掉助記詞」，因為這正是多數用戶損失資產的主因（不是被偷就是遺失）。業界普遍認為，要推廣加密貨幣，這類方案是必經之路。

For a crypto enthusiast, ZenGo can be an excellent wallet to recommend to friends or family who are new, given its safety net. Enthusiasts themselves might appreciate it as a daily driver for smaller funds or a “warm wallet.” Some might still use something like a Ledger for large holdings but use ZenGo for a checking-account-like wallet that’s easier to manage. The combination of security and simplicity is why ZenGo makes this top apps list. It’s a glimpse at the future of crypto wallets where you don’t have to be an expert in key management to safely own crypto.
對加密玩家來說，ZenGo 非常適合推薦給初入門的親友，安全又省心。進階用戶自己也能把 ZenGo 當小額主力或「熱」錢包，大額則依然交給 Ledger 等硬體錢包分散。安全與易用合一，正是 ZenGo 進入必載榜單的原因，也預示了未來加密錢包的方向——讓用戶不用懂金鑰管理，也能安全持有加密資產。

12. Ledger Live – Secure Wallet App for Hardware Wallet Users

For anyone serious about security, a hardware wallet is a must-have device – and Ledger is the market leader in that space. Ledger Live is the companion app for Ledger’s hardware wallets (like the Ledger Nano S, Nano X, and the new Ledger Stax), and it’s an essential part of using those devices. While Ledger devices store your private keys offline, the Ledger Live app (available on mobile and desktop) lets you manage your crypto accounts, check balances, and initiate transactions which you then approve on the hardware. In essence, Ledger Live bridges security and convenience, giving you an interface to a very secure vault.
對於重視安全性的用戶來說，硬體錢包是不可或缺的設備，而 Ledger 則是該領域的市場領導者。Ledger Live 是專為 Ledger 硬體錢包（如 Ledger Nano S、Nano X，以及全新的 Ledger Stax）打造的官方配套應用程式，是這些裝置操作不可或缺的部分。Ledger 裝置會將你的私鑰離線保存，Ledger Live（有行動版和桌面版）則讓你管理不同類型的加密帳戶、檢視餘額、發起交易，並在硬體錢包上按鈕確認。簡單說，Ledger Live 結合安全與便利，提供一個直覺界面，讓你輕鬆存取高度安全的資產保險箱。

Features: Ledger Live supports over 5,500 coins and tokens through various integrations. With the app, you can add multiple accounts (for Bitcoin, Ethereum, XRP, etc.) and view your portfolio value in real time. It’s a one-stop dashboard where you can see all the crypto stored on your Ledger device. The app provides price data, historical charts, and detailed transaction history for each account.
特色：Ledger Live 透過多項技術整合，支援超過 5,500 種幣種與代幣。你可以在 App 內新增多個帳戶（如比特幣、以太坊、XRP 等），並即時掌握資產組合總值。它是一站式資產看板，所有儲存在 Ledger 裝置內的加密資產都能在此一次管理。此外，每個帳戶都能查詢即時價格、歷史走勢圖及詳細交易紀錄。

A major feature is built-in trading and swapping. Ledger Live integrates with services like Coinify, Changelly, Paraswap, and others to allow you to buy crypto with fiat or swap one crypto for another without leaving the app. Essentially, you can trade securely by initiating in Ledger Live and confirming on your hardware wallet. There’s also an earn section: Ledger Live now supports staking for several coins (e.g., you can stake Polkadot, Tezos, Cosmos, Ether, etc. directly and earn rewards) and even DeFi lending/yield through integrations (like Compound for USDT/DAI, etc.).
另一大特色是內建的買賣與換幣功能。Ledger Live 結合 Coinify、Changelly、Paraswap 等服務，讓你無需離開 App 即能以法幣買幣，或直接幣幣兌換。所有交易先由 Ledger Live 發起，再透過硬體錢包確認簽名，極大提升安全性。此外還有賺取收益（Earn）功能：Ledger Live 支援多種幣種的 Staking（如 Polkadot、Tezos、Cosmos、以太坊等直接質押賺獎勵），也整合 DeFi 放貸（例如支援 USDT/DAI 等可由 Compound 參與放貸）。

Ledger Live also has an Apps catalog (for desktop)
Ledger Live 桌面版還有 App 應用市集……where you can install specific blockchain apps on your device (each coin needs its app on the hardware). On mobile, this management is done behind the scenes when you add accounts. They have a Discovery tab showcasing various third-party DApps that you can use in conjunction with Ledger (like Lido for staking, Zerion or Rainbow.me for DeFi, etc.), effectively turning Ledger Live into a gateway for Web3 with hardware security.

在這裡，你可以在你的裝置上安裝特定的區塊鏈應用程式（每一種幣都需要其專屬的硬體端應用）。在行動裝置上，這類管理會在你新增帳戶時於背景自動完成。他們有一個「探索」分頁，展示各種可以搭配 Ledger 使用的第三方 DApp（例如 Lido 進行質押、Zerion 或 Rainbow.me 處理 DeFi 等），實際上讓 Ledger Live 成為一個具備硬體安全性的 Web3 入門閘道。

The app also provides real-time notifications for transactions if you enable it – so you know when funds arrive or leave. Portfolio tracking is another plus: you can add assets to watch or track some held off-device too. And for NFTs: Ledger Live now displays NFT collectibles (Ethereum and Polygon NFTs) in-app, so you can view your NFT art securely.

如果你開啟此功能，應用程式也會提供交易的即時通知——讓你隨時掌握資金何時進出。資產追蹤也是一大優點：你可以加入資產清單追蹤，甚至可追蹤不在此裝置上的幣種。針對 NFT 部分：Ledger Live 現已能直接於應用內展示 NFT 收藏品（支援 Ethereum 和 Polygon NFT），讓你能安全查看自己的 NFT 藝術品。

Pros: When paired with a Ledger device, Ledger Live offers one of the most secure ways to manage crypto. The hardware ensures private keys never touch your internet-connected device, and every transaction must be verified on the hardware physically. This means even if your phone or computer is compromised with malware, your crypto can’t be stolen (unless the attacker also physically gets your Ledger and your PIN).

優點：當 Ledger Live 搭配 Ledger 裝置使用時，提供了最安全的加密貨幣管理方式之一。這種硬體設計確保私鑰絕不會接觸到連網裝置，而且每一筆交易都必須在硬體上實體按鍵驗證。這也意味著，即使你的手機或電腦遭到惡意軟體入侵，你的加密貨幣仍無法被盜（除非攻擊者也取得你的 Ledger 實體裝置和開機 PIN 碼）。

Ledger Live’s convenience and all-in-one approach is a big pro. You don’t need separate wallets for different coins – one app covers Bitcoin, Ethereum, altcoins, and even NFTs. And you still maintain the gold standard of security. It’s very powerful that you can, for example, swap a token or stake coins right from cold storage. Money.com, in their wallet roundup, highlighted Ledger (specifically the device) as the “Best High-End Hardware Wallet”, implying that combining it with Ledger Live gives you a top-tier security solution.

Ledger Live 最大的優勢就在於其便利性和一站式整合。你不需要為不同幣種分別安裝錢包——只要一個 App 就能管理 Bitcoin、Ethereum、主流幣及 NFT。這同時還維持了業界最高級別的安全性。你甚至可以直接從冷錢包內兌換代幣或質押，這點很強大。Money.com 在其錢包評比中，更特別標註 Ledger（尤其是裝置）為「最頂級硬體錢包」，暗示搭配 Ledger Live 使用就是頂級安全方案。

Another pro: Backup and recovery. Ledger devices utilize a 24-word seed phrase. Ledger Live makes it easy to set up your device and back up the seed properly (it walks you through writing it down, etc.). If you ever lose the device, you can get a new one and restore with the seed through Ledger Live in minutes. It’s a well-tested recovery process (though notably, in mid-2023 Ledger controversially floated a feature to back up seed to cloud via ID verification – which they postponed after community backlash; but by default, backup is manual).

另一個優點：備份與回復。Ledger 裝置使用 24 字種子短語。Ledger Live 讓你輕鬆設定裝置並妥善備份種子（會引導你記錄紙本等）。若你遺失裝置，只要購買一台新 Ledger，透過 Ledger Live 在幾分鐘就能用種子恢復錢包。這是一套經過驗證的復原流程（不過值得注意的是，Ledger 於 2023 年中曾提出過經 ID 驗證將種子雲端備份的新功能，後因社群反對暫緩；但預設還是維持手動備份）。

Ledger Live’s user interface is polished. It’s designed to be approachable. Over the years it’s become more feature-rich while largely maintaining clarity. Beginners might take a little time to understand installing apps vs. accounts, but it’s fairly straightforward after that. There’s also password lock for the app and an option to hide balances (privacy mode), which are nice touches.

Ledger Live 的使用者介面相當精緻，設計友善易用。這幾年功能愈來愈多，但介面大致維持清晰容易上手。初學者可能一開始會花點時間搞懂「安裝應用」與「添加帳戶」的差別，但之後就很直覺。此外，App 還支援密碼鎖定，以及隱藏資產餘額的隱私模式，增加安全隱私性。

A huge plus is that Ledger Live is continually updated. Ledger as a company actively adds support for more assets and features (like they added NFT support, DeFi app integrations, etc.). So, it’s not static – as the crypto world evolves, Ledger Live keeps up, meaning your hardware wallet can interact with new protocols safely. This keeps your setup future-proof: e.g., when Ethereum moved to staking with the Beacon chain, Ledger Live rolled out an easy way to stake ETH through Lido.

再來大優點之一是 Ledger Live 持續更新。Ledger 團隊很積極地為更多資產和新功能提供支援（如新增 NFT 展示、整合 DeFi 應用等）。它不是一成不變，能隨著加密世界演進而進步——意味著你的硬體錢包也可安全地支援新協議。例如 Ethereum 轉為 Beacon 鏈質押時，Ledger Live 也第一時間整合 Lido 方便用戶質押 ETH，為你的錢包配置帶來長遠未來性。

Cons: The main con is that Ledger Live requires owning a Ledger hardware wallet to be useful (though you can use it in “watch-only” mode for some limited functions without a device, but not really). So, there’s the cost barrier – a Ledger Nano X costs around $150 (Nano S Plus about $80). That’s an investment some beginners aren’t ready for. However, for enthusiasts with significant holdings, it’s often considered well worth the security.

缺點：最主要的缺點是 Ledger Live 必須配合同品牌硬體錢包才能發揮完整作用（雖然有些有限功能支援監看模式，但大多數人還是得有實體裝置）。因此會有購買門檻——一台 Ledger Nano X 約需 $150 美元（Nano S Plus 約 $80 美元），對新手來說是一筆不小的投資。不過，對資產較多的加密愛好者來說，這樣的安全性通常還是物超所值。

Ledger Live, while pretty, does have occasional bugs or sync issues. Managing multiple accounts and many tokens can sometimes lead to delays in updating balances or needing to clear cache/resync. The mobile version historically had fewer features than desktop (though it’s improving), and some operations require plugging your Ledger into a computer anyway (e.g., firmware updates can’t be done via Bluetooth on mobile for Nano X). The Nano X does have Bluetooth so you can use it with your phone, but some are wary of using Bluetooth at all (Ledger states it’s secure, but one could also use an OTG cable if paranoid).

Ledger Live 雖然好用，但偶爾還是會有一些軟體 Bug 或同步問題。當管理多個帳戶和許多代幣時，有時資產更新會延遲，需清除快取或重新同步。行動版功能以往比桌機版少（但正在持續精進），而有些操作還是必須把 Ledger 接上電腦（比如 Nano X 固件升級不能透過行動藍牙）。Nano X 支援藍牙，可和手機無線連接，不過部分用戶對藍牙安全顧慮（官方聲稱安全無虞，若不放心也可用 OTG 有線），還是有些人會避免藍牙。

Another con: Not fully open-source. Ledger’s device firmware and Ledger Live code are not entirely open (parts are). This is somewhat controversial in the community, as some prefer fully open products like Trezor. However, Ledger’s products are professionally audited and they’ve proven secure in practice (aside from a supply chain data breach not affecting devices). Still, trust is needed in the company to some extent.

還有一個缺點：並非完全開源。Ledger 的裝置韌體和 Ledger Live 部分原始碼並未全開放（僅開一部分）。社群中對此曾有爭議——部分人士偏好像 Trezor 那樣完全開源的產品。不過，Ledger 產品都有專業安全審計，實務上也證明很安全（除了曾發生供應鏈用戶資料外洩，未影響實體錢包），因此還是需要一定程度的品牌信任。

Also, Ledger Live doesn’t support every single coin in existence. It supports a lot (5,500+ assets, which is huge), but some more obscure or newer chains might not be integrated yet. Sometimes you have to use a third-party wallet with your Ledger for certain coins. For example, Ledger might not natively support a smaller Layer1’s interface, so you use that chain’s wallet (with Ledger connected) for full features. This isn’t a fault of Ledger Live per se – integrating every coin is hard – but worth knowing that if you hold something exotic, check Ledger’s support list.

另外，Ledger Live 並非支援市面上所有幣種。它支援的已經相當多（5,500+ 資產，數量驚人），但某些冷門或新鏈還未整合。有時你需透過第三方錢包搭配 Ledger 使用某些幣種。例如 Ledger 可能尚未原生支援某個小型公鏈，你就得用該鏈專屬錢包（搭配你的 Ledger）來啟動全部功能。這不是 Ledger Live 的錯——整合每一種幣真的很難——但若你持有較冷僻幣種，務必先查詢官方支援清單。

Finally, using Ledger Live with DeFi is secure but not as seamless as hot wallets. E.g., to use MetaMask with a Ledger, you often connect them. Some DeFi sites aren’t integrated into Ledger Live’s Discover tab, meaning you have to use something like WalletConnect. That adds a bit of friction. The highest security often has that trade-off of slightly more steps.

最後，Ledger Live 雖然搭配 DeFi 使用非常安全，但並不像熱錢包那麼無縫。比如你要把 MetaMask 跟 Ledger 結合，常常兩邊要互相連結。有些 DeFi 頁面無法直接在 Ledger Live 的探索分頁啟動，必須用類似 WalletConnect 的第三方橋接。這確實增添一點操作流程。最高級別的安全性，幾乎都得付出「多幾步驟」這樣的小代價。

Expert Opinion: Security experts and virtually all crypto veterans agree that using a hardware wallet like Ledger is one of the smartest moves to protect your assets. As such, Ledger Live is often recommended as a must-have app once you have a device. “Ledger has sold over 7 million hardware wallets – none of which have ever been hacked”, the company noted proudly, a fact often cited in reviews to underline the robustness of their security. By securing about 20% of the world’s crypto assets, Ledger has credibility. Publications like Nasdaq noted Ledger’s app supports 100+ blockchains and commended its reach.

專家觀點：資安專家以及幾乎所有資深加密玩家都認為，使用像 Ledger 這樣的硬體錢包，是保護資產最明智的方式之一。因此，Ledger Live 也常被推薦為擁有 Ledger 裝置後的必備 App。正如官方自信地強調：「Ledger 已銷售超過 700 萬個硬體錢包——迄今從未被駭過」，這點時常被評測引用來強調其安全強度。Ledger 目前管理約全球 20% 加密資產，聲譽穩固；像 Nasdaq 等外媒也指出，Ledger 的 App 支援上百條區塊鏈，並肯定其覆蓋範圍。

When Money.com listed top wallets, their categories split hot and cold wallets, but they emphasize that a hardware wallet is vital for serious holders – and Ledger is generally the market leader in that category. The synergy of Ledger Live with the hardware is what makes it user-friendly enough for many to adopt cold storage. What used to be command-line or clunky processes (in early hardware wallet days) is now a slick app experience.

Money.com 在錢包排行中，雖然熱錢包、冷錢包分類不同，但特別強調硬體錢包對於重視安全的持幣人至關重要 —— 而 Ledger 基本上是這領域的市場龍頭。Ledger Live 結合硬體的整合優勢，讓許多人能輕鬆使用冷儲存。過去早期那些必須用命令行或操作繁瑣的流程，如今都變成流暢便利的 App 體驗。

From an enthusiast’s perspective, Ledger Live plus a Ledger device is often considered the gold standard for long-term storage. It’s the app you use to check your hodl stash or do secure transactions. Many use it alongside other apps: e.g., MetaMask for daily DeFi and Ledger Live for secure holding, with the Ledger device being used in both.

從發燒級玩家的角度來看，Ledger Live 搭配 Ledger 裝置，經常被視為長期儲存的「黃金標準」。這就是你用來查帳、做安全交易的 App。許多用戶也會搭配其他錢包使用：例如日常 DeFi 用 MetaMask，安全持有則靠 Ledger Live，兩種用途都會綁定你的硬體裝置。

In summary, while Ledger Live isn’t “exciting” like an exchange or dApp, it’s a foundational app – the kind that significantly boosts your security posture. Given the importance of protecting one’s crypto, it earns a place as one of the top must-have apps for enthusiasts who intend to safeguard their investments for the long run.

總結來說，雖然 Ledger Live 沒有像加密交易所或 dApp 那種刺激，但它是基石級應用——能顯著提升你的資產安全。保護你的加密資產至關重要，Ledger Live 就成為每個想長期安全存幣的發燒友必備的頂級 App 之一。

13. CoinMarketCap – Crypto Market Data and Portfolio Tracker

保持隨時掌握資訊對於瞬息萬變的加密貨幣市場至關重要，而 CoinMarketCap（CMC）則是追蹤加密貨幣價格、市值與市場趨勢的首選 App。CMC 有時被譽為加密市場數據的「維基百科」，它的網站是加密領域中瀏覽量最高之一，行動 App 也將這些豐富資訊隨身帶入你的手中。不論查即時價格、研究新幣，還是管理追蹤清單或組合，都是不可或缺的工具。自 2013 年成立，CoinMarketCap 早在 2018 年就成為全球最熱門的加密網站之一，至今仍是發燒友標配。

Features: The CoinMarketCap app provides real-time data on over 19,000 cryptocurrencies. You can view prices, 24h/7d percentage changes, trading volumes, and market cap rankings. The app’s default view is a ranking of coins by market cap – Bitcoin, Ethereum, and so on – but you can also sort by other metrics or search for any coin/token by name.

主要功能：CoinMarketCap App 提供超過 19,000 種加密貨幣實時資料。你可以查看價格、24 小時/7 天漲跌幅、交易量、市值排行等。預設檢視是依照市值排名（如 Bitcoin、Ethereum 等），但你也可以根據其他指標排序，或直接用幣名搜尋任何幣種/代幣。

Tapping on a coin gives you a detailed page with price charts, historical data, market cap info, circulating supply, and links to the project’s website, whitepaper, and social channels. It also shows which exchanges the coin is traded on and at what price – very useful for finding where a token is listed. There’s a “Markets” tab on each coin page that lists all trading pairs and exchanges for that asset, plus a “ About” section summarizing the project (often community-written and vetted).

點進任何一種幣，就會看到包含價格走勢圖、歷史資料、市值、流通量，以及專案的官方網站、白皮書、社群媒體連結等資訊。還能看到該幣在哪些交易所掛牌、現價多少——方便你迅速查詢上架平台。每個幣還設有「交易市場」分頁，列出該項資產的全部交易對和交易所，以及「專案簡介」欄位（多為社群撰寫及審核）。

The app includes a Portfolio tracker where you can manually input your holdings and track their value over time. You add transactions (e.g., 0.5 ETH bought at $2000) and it will update the current value and profit/loss. This helps users monitor their overall crypto investments in one place, even if assets are across multiple wallets or exchanges. There’s also a Watchlist feature: you can bookmark specific coins to follow their moves easily.

此 App 內建「組合追蹤」功能，你可以手動輸入持幣數量與買入價格進行資產管理（如 0.5 ETH 於 $2000 買入），系統會自動更新當前價值及損益。即使你分散於多個錢包或交易所，也能在這裡集中掌握整體加密資產。此外還有 Watchlist 追蹤清單，可以釘選個別幣種，方便隨時追蹤關注資產動向。

For discovery, CoinMarketCap has a Trending section (showing what’s gaining lots of attention), Top Gainers/Losers, and categorized lists like DeFi, NFTs, Metaverse tokens, etc. It’s great for finding new coins or segments. They also integrated a News feed pulling headlines from various sources, and a learn section with educational content.

發現新幣方面，CoinMarketCap 設有「熱門趨勢」區（顯示近期最受矚目幣種）、漲幅/跌幅榜，以及依主題分類（如 DeFi、NFT、元宇宙代幣等）的清單。對發掘新幣或新領域非常有幫助。此外還整合新聞快訊（即時聚合多家新聞標題）、知識學習頻道等教育內容。

Another interesting feature is the Airdrops and rewards: users can participate in promotional airdrops of tokens or （譯文到此，原文未完，請告知需要繼續補譯！）earn small rewards by learning (similar to Coinbase Earn, but via CMC). And for fun, CMC has quizzes, price estimates (a feature where community predicts prices), and user accounts with points for tasks.

學習即可賺取小獎勵（類似 Coinbase Earn，但透過 CMC 平台）。此外，CMC 提供有趣的測驗、價格預測（讓社群一起預測價格的功能），還有用戶帳號，可以透過完成任務獲得積分。

Pros: Comprehensive market coverage. CoinMarketCap tracks almost every coin out there, even tiny micro-caps and newly launched tokens (provided they meet some listing criteria). It’s the place to get a quick overview of a coin’s stats and where it trades. This breadth is unmatched – as of mid-2025, CMC lists over 19,000 cryptocurrencies and aggregates data from 500+ exchanges.

優點：涵蓋極為全面的市場資訊。CoinMarketCap 幾乎追蹤所有加密貨幣，包括極小市值和新發行的代幣（只要通過一定的上架標準）。在這裡你可以快速瀏覽幣種各項數據及其交易所現況。這樣的廣度無可匹敵 —— 到 2025 年中，CMC 已收錄超過 19,000 種加密貨幣，並整合來自 500 多家交易所的資料。

It’s extremely user-friendly – much more so than trying to glean info from individual exchanges or block explorers. Need to know how big a coin is? CMC’s global ranking and market cap does it. Want to see if a pump is broad or isolated? The app shows volume and exchange distribution.

它極易上手，遠勝於自己從各家交易所或區塊瀏覽器查資料。想知道某幣規模多大？CMC 全球排名和市值一目了然。想判斷漲幅是普遍還是單一交易所？App 會顯示成交量及各交易所分佈情形。

CMC app’s portfolio tracking is a big plus for enthusiasts with multiple holdings. Instead of checking many apps or making spreadsheets, you plug your holdings into CMC and watch them in one view. It’s read-only (manual entry, no API sync though), which some see as a pro security-wise (no connection to your actual wallets/exchanges, so no risk of hacks via the app).

CMC App 的資產追蹤功能對有多筆持倉的幣圈愛好者來說是一大優點。不須再開很多 App 或自己製作表單，只要把持倉資料輸入 CMC 就能統一檢視。它是唯讀模式（需手動輸入，無法 API 同步），對某些人來說這反而更有安全性（與真實錢包／交易所帳戶無連結，App 不會成為駭客入侵管道）。

CoinMarketCap is also free with minimal ads (and an ad-removal for logged in users or CMC Diamond reward members). It doesn’t require any personal info to use. You can create a free account to sync watchlists/portfolio across devices, but it’s not mandatory for basic use.

CoinMarketCap 完全免費且廣告極少（登入用戶或 CMC Diamond 會員還能移除廣告）。不必填寫任何個人資訊就可使用。你可以選擇註冊免費帳號，方便跨裝置同步自選列表及投資組合，但這並非基本功能的強制需求。

The credibility and longevity of CMC add trust. It was acquired by Binance in 2020, which sparked some concern about neutrality, but CMC still operates with its own branding and attempts to be data-neutral. Forbes noted that the deal was reportedly around $400 million, underscoring how valuable CMC’s service is considered.

CMC 長年的信譽與實績也讓人更信賴。2020 年被幣安（Binance）收購，雖然一度引發中立性疑慮，但 CMC 仍以自身品牌獨立運作，努力保持數據公正。據 Forbes 報導，該交易約為 4 億美元，可見外界對 CMC 服務的高度重視。

For enthusiasts, CoinMarketCap is like the dashboard of the crypto world: you open it first thing to see how the market is doing, Bitcoin’s price, top gainers etc. It helps in decision-making and keeping a pulse on the market. Money.com’s crypto tools mention having a price tracker is key, and CoinLedger’s experts listed CoinMarketCap as the “Best Crypto Price Tracker”, saying it’s great to “monitor cryptocurrency prices for free”.

對加密貨幣愛好者而言，CoinMarketCap 就像幣圈的數據儀表板：每天第一件事就是打開看市場、比特幣價格、當日強勢幣等。這有助於決策、掌握市場脈動。Money.com 的加密工具也指出擁有價格追蹤器至關重要，CoinLedger 專家評比 CMC 為 「最佳加密價格追蹤器」，可以 「免費監控加密貨幣價格」。

Cons: While CMC is great for data, it’s not a trading app. You can’t buy or sell through it; it will always redirect you to exchanges. It’s purely informational (which is by design, not really a con, but one should know its scope).

缺點：CMC 雖然資訊豐富，但它不是交易 App，無法直接買賣，只能導去各家交易所。它設計上就是資訊平台（不能算缺點，但要知道使用定位）。

There have been criticisms of accuracy and listing policies. For instance, early 2018, CMC removed Korean exchanges from price calculations (due to their prices being outliers) which caused market cap of XRP and others to drop suddenly. They have since introduced mechanisms like a liquidity metric and adjusting volume numbers to combat fake exchange data. Generally they’re seen as improving in this regard, but no aggregator is perfect. Very new coins might have delays in getting listed or updating supply data.

外界曾批評其資料準確度及上架政策。例如 2018 年初，CMC 因韓國交易所價格異常，將其排除於價格計算之外，導致 XRP 等多數幣市值驟降。此後他們引進流動性指標、調整成交量計算機制，以對抗虛假數據。整體來看已漸進改善，但任何彙整工具都難以完美。極新發幣可能上架或供應數據更新稍有延遲。

Another note: the portfolio feature is manual entry, so it’s only as accurate as you make it and doesn’t automatically track transactions or deposits/withdrawals. This is fine for many, but some might prefer automated trackers like CoinGecko or Delta that sync with wallets (though that entails giving read access to your addresses/APIs).

另外，投資組合功能需要手動輸入，所以精確度取決於你自己，並不會自動追蹤轉帳、存提紀錄。多數人覺得 OK，但有些人會偏好像 CoinGecko 或 Delta 那種可自動連接錢包同步資料（但也必須給對方讀取地址／API 權限）。

Also, being owned by Binance, some competitors question if rankings could be biased (e.g., favoring Binance’s own coin or stats). So far, blatant bias hasn’t been evident to users – BNB is high because it’s actually high market cap. But skepticism exists. CoinGecko is an alternative many use for an independent view. Still, CMC is far more widely used, boasting a top 1000 global website ranking and tens of millions of monthly visitors.

此外，由於現在是 Binance 旗下，有競業懷疑排行會不會偏袒（例如偏愛 Binance 自家幣種或數據），不過目前用戶還沒明顯感受偏見——BNB 排名前面確實因為市值本來就高。但這樣的質疑仍在。許多人會選用 CoinGecko 作為第三方參考。不過 CMC 的實際用戶廣泛度遠勝同業，全球網站排名前 1000，每月有數千萬訪客。

Expert Opinion: CoinMarketCap is often cited in news articles as the source for price data, a testament to its authority. It basically set the standard for how we measure crypto markets (like defining what “market cap” of a coin even is). John Vigna of WSJ once wrote about the founder of CMC being at “the center of a $100 billion crypto storm” referring to how influential the site was in 2018.

專家觀點：CoinMarketCap 經常被各大媒體文章引用作為報價來源，是其公信力的象徵。它確立了幣圈數據的標準詮釋方式（像是定義「市值」怎麼算）。《華爾街日報》John Vigna 曾寫到創辦人站在一場 「千億美元加密風暴核心」，形容 2018 年 CMC 的影響力。

For everyday users, experts simply consider CMC (or its rival CoinGecko) a must-have bookmark/app. “One of the most popular websites globally,”* as the WSJ noted by 2018. It’s a starting point for research: reading a coin’s profile on CMC, seeing its all-time high, supply, etc., helps you understand it. And the user reviews/comments on CMC (while sometimes noisy) can give sentiment cues.

對大眾用戶來說，專家普遍認為 CMC（或競品 CoinGecko）是必備書籤／App。《華爾街日報》早於 2018 年就形容它是「全球最受歡迎網站之一」。很多研究都從 CMC 幣種資訊頁開始，查最高價、供應量等等，有助於理解幣種。CMC 用戶評論區（雖然難免雜音）也常能觀察市場情緒。

CoinLedger’s 2025 list explicitly included CoinMarketCap as the “Best Crypto Price Tracker” app, implying that even with numerous specialized tools, having CMC for price watching and quick info is crucial.

CoinLedger 2025 年專家清單明確選出 CoinMarketCap 為 「最佳加密貨幣價格追蹤 App」，意思是即便專業工具百百種，CMC 在價格即時查詢和資訊即時掌握上仍不可或缺。

In summary, if you’re a crypto enthusiast, CoinMarketCap is practically indispensable. It’s the quickest way to answer: “What’s the price of X right now? What’s pumping today? How big is this coin? Where can I trade it?” Its comprehensive data and ease of use make it one of the top apps to have, even though it’s not for transactions. It keeps you informed, and in crypto, information is power.

總結來說，對加密貨幣愛好者而言，CoinMarketCap 幾乎是不可缺少的工具。它是最快解答「某某幣現在多少？今天有什麼熱漲？這幣規模多大？有哪些交易所？」的方式。資料最全、操作最直觀，不是交易工具但絕對能讓你即時掌握市場動態 —— 加密世界裡，資訊就是力量。

14. CoinStats – Mobile Portfolio Tracker and Analytics

As one’s crypto holdings grow across different wallets and exchanges, tracking them becomes challenging. CoinStats is a popular crypto portfolio tracking app that helps enthusiasts monitor all their investments in one place. It’s known for a clean interface, support for numerous exchanges/wallets, and even some DeFi/NFT tracking. Both CoinLedger’s and Money.com’s experts have recognized CoinStats as a top choice for portfolio management on mobile. It’s often described as the “#1 crypto portfolio tracker app, trusted by over 1 million users”.

隨著各種錢包及交易所資產逐漸增加，追蹤變得愈加困難。CoinStats 是一款人氣極高的加密貨幣資產追蹤 App，專為讓幣友集中管理所有投資。它介面乾淨，支援多間交易所與錢包，甚至能追蹤部分 DeFi 及 NFT。CoinLedger 與 Money.com 專家都一致推薦 CoinStats 為手機端資產管理首選。它經常以「全球 No.1 加密資產追蹤 App，逾百萬用戶信賴」自居。

Features: CoinStats allows you to track your crypto holdings across 300+ exchanges and wallets. This can be done by syncing read-only API keys from exchanges or public addresses from wallets, or by entering transactions manually. Once connected, the app updates in real time to show your asset balances and total portfolio value. For example, you can link your Binance account, your Coinbase wallet, your MetaMask Ethereum address, etc., and CoinStats will aggregate all that data.

功能說明：CoinStats 可追蹤你跨 300 多家交易所及錢包的加密資產。方法包括綁定唯讀 API（金鑰）、輸入錢包公開地址，或手動新增交易紀錄等。完成連接後，App 會即時顯示你的總資產持倉與變化。例如你可以連接 Binance 帳戶、Coinbase 錢包或 MetaMask ETH 地址等，CoinStats 都能自動整合這些資料。

The app supports over 20,000 cryptocurrencies, including small-cap tokens. It provides price charts, news, and detailed info for each coin (market cap, volume, etc., similar to CMC data). You can set up price alerts on any coin so you get notified when there are big moves or when a target price is hit.

本 App 支援超過 20,000 種加密貨幣，包括小型幣種。你可以查詢價格圖、新聞，以及每一幣的詳細資料（如市值、成交量等，類似 CMC）。還能自訂任何幣種的價格警示，價格急變或到目標時會立即通知。

CoinStats also integrates DeFi and NFTs in its tracking. You can connect Ethereum wallets and it will show your DeFi asset balances (like liquidity pool tokens or staked tokens) and even some NFTs you hold. This is a differentiator from simpler trackers.

CoinStats 亦能整合 DeFi 及 NFT 資產追蹤。你只需連接 Ethereum 錢包，即可看到 DeFi 資產分布（如流動性池代幣、質押代幣），甚至部分 NFT 也能一併計算。這是它相較一般追蹤器的差異化特色。

A powerful feature is the analytics: CoinStats offers breakdowns of your portfolio allocation, profit/loss over time (with charts), and even suggestions like which of your holdings performed best or worst. There’s a Coin Insights section showing metrics like average buy price for your holdings, total fees paid, etc., which serious investors find useful.

它的分析功能強大：可詳細拆解整體資產配置、投資期間損益（含圖表），甚至會推薦哪些持倉表現最佳／最差。還有獨立的 Coin Insights 區塊，幫你統計每幣平均入手價、總手續費等，深度投資者很愛用。

The app has a “Discover” section to find trending coins and read news. It aggregates news headlines from various sources so you can stay updated. There’s also a social element: users can share their portfolios (percentages, not amounts) in a community, and you can see top traders (if they opt in to share) to gauge sentiment or ideas.

App 設有「發現」區塊，讓你找到熱門幣種並瀏覽新聞。新聞來源廣，能保持資訊更新。也有社群互動功能，大家可以分享（以比例，不顯示金額）自己的資產分布組合，還能看到優秀交易者（若他們選擇分享）作為參考或觀察情緒。

CoinStats is available on mobile and web. The free version allows a certain number of exchange/wallet connections and alerts, while a paid plan (CoinStats Pro/Premium) expands those limits and adds more advanced features like extensive analytics, more frequent portfolio updates, and priority support.

CoinStats 提供手機和網頁版。免費版支援有限數量的交易所／錢包連接與價格警示；付費（Pro／Premium）則可解除上限、啟用更進階的分析、提高更新頻率、專屬客服等功能。

Pros: Unified tracking is the big pro. Rather than checking multiple apps or making a spreadsheet, you open CoinStats and see exactly how your overall crypto net worth is doing and how it’s distributed. For an enthusiast who might have some funds on a ledger, some on exchanges, some in DeFi, this is invaluable. It answers, “Am I up or down overall today? By how much? Where are my biggest holdings?” quickly.

優點：最大賣點在於統一追蹤。你不用開多個 App 或自己建表格，只要打開 CoinStats，就能馬上看到總加密資產身價變化以及分布。對於有些資金在冷錢包、有些在交易所，有些在 DeFi 的使用者來說，這非常有價值。馬上解答「今天整體漲跌多少？我的最大持倉在哪？」等問題。

The fact that it can auto-sync via API saves time and reduces errors. For instance, if you trade often on Binance, manual entry would be a pain; but linking via API (read-only) means every trade is accounted for in CoinStats automatically. It even tracks fiat holdings or exchange balances if provided by the API.

能用 API 自動同步省時又省錯。例如常在 Binance 交易，若要手動每一筆都紀錄很麻煩，但只要用唯讀 API 綁定，每筆操作 CoinStats 都會自動紀錄。有些交易所 API 還能把法幣持有、帳戶餘額一併抓進來管理。

CoinStats also supports multiple portfolios. So you can, say, separate your long-term HODL stash vs. a trading portfolio vs. a test portfolio, etc., and see combined or separate metrics.

CoinStats 支援多組資產組合。你可以另設長期持有組合、短線交易組合、測試組合等，單獨或整體成績都能掌握。

The analytics and insights go beyond many basic trackers. Seeing ROI per asset, or how your portfolio changes over time in a chart, is useful. It helps in decision making (maybe you realize you’re too heavy in one sector, or that one coin is dragging performance). It’s like having a personal crypto accountant.

其分析功能領先許多基本型追蹤器。可以看到單一資產 ROI、組合走勢圖等，對決策非常有用（例如發現自己持股過度集中，或哪一顆幣拖垮整體表現）。形同你的私人加密會計師。

Users also appreciate the UI/UX. CoinStats is generally regarded as having an intuitive interface, with night mode, customizable dashboard, etc. The real-time updating and alerts keep you on top of market moves.

用戶也喜歡它的界面。CoinStats 普遍被認為操作直觀，支援夜間模式、可自訂儀表板。即時更新與報警推播功能，讓你不錯過任何行情變動。

Privacy is considered: API keys can be set read-only and even with IP whitelisting if you want. And if not comfortable with APIs, you can still use it manually. The app doesn’t have custody of anything; it’s just reading data. That is one reason many trust it.

隱私也有顧慮到：API 金鑰可設為唯讀、甚至加上 IP 白名單。若不想連 API，純手動也行。本 App 並不保管你的資產，只讀取資料，這也是大家信賴它的原因之一。

Cons: API setup can be tricky for non-technical users. Each exchange has its own process to create API keys. Some might hesitate to plug in keys even if read-only, due to security concerns (ensuring not to enable withdrawal permissions, etc.). However, for most, the instructions are clear enough.

缺點：API 設定對技術新手略顯複雜。每家交易所建立 API 的方式各異，有些用戶即便是唯讀 API，也難免擔心安全問題（務必千萬不要開啟提領權限等）。不過多數教學算是夠清楚的。

The free version limits （免費版限制……）to 2 exchange connections and 5 wallets (and a set number of alerts). If you have more than that, you’ll need the paid plan (~$5 to $20/month depending on level). Some might not want another subscription. That said, if you have a large portfolio, the cost might be negligible for the convenience.

• 支援最多2個交易所連線與5個錢包（以及一定數量的提示）。若超過這個範圍，你就需要付費方案（約每月5~20美元，依等級而定）。有些人可能不想再多一個訂閱。不過，如果你的投資組合很大，這個花費相對於便利性可能是微不足道的。

CoinStats is reliant on exchange APIs and data sources, so sometimes data sync issues or delays occur. If an exchange API is down or changed, it might not reflect instantly. Also, very new coins or obscure DEX-only tokens might not show up until they’re indexed.

• CoinStats 很仰賴交易所API和各種資料來源，所以有時候會遇到資料同步問題或延遲。如果某個交易所API當機或改版，資料可能不會即時反映。另外，一些剛推出的幣種或只在去中心化交易所（DEX）上的冷門代幣，可能會等到被索引後才顯示出來。

While it tries to integrate DeFi, it doesn’t cover everything. For example, it might not know how to value a specific yield farming LP token unless configured. NFT floor values might not always be accurate. So advanced DeFi users may still have to manually input or adjust some holdings.

• 雖然它主打整合DeFi，但並不涵蓋所有項目。例如，某些特定流動性挖礦（Yield Farming）LP憑證如果沒設定，系統可能無法自動估價。NFT的地板價也未必總是準確。所以高級的DeFi用戶還是可能得自行手動輸入或者調整部分持倉。

Another con: This app is read-only tracking, which is safe but also means you can’t execute trades. Some other apps (like some exchange apps or Blockfolio in the past) let you trade via API keys, but CoinStats stuck to being purely a tracker. This isn’t really a con since it’s by design (for security), but a user should know its purpose is tracking, not trading.

• 另一個缺點：這App只做只讀追蹤，雖然很安全，但也代表你不能直接下單交易。其他有些App（例如部分交易所的官方App、Blockfolio過去版本）會讓你直接用API key交易，但CoinStats堅持只作追蹤，不提供下單功能。這其實不能算缺點，因為出於安全設計，但用戶要知道它的本質定位就是專責追蹤不是交易。

Expert Opinion: Portfolio trackers like CoinStats have become essential as people diversify across platforms. CoinLedger’s 2025 expert list cited CoinStats as the “Best Mobile Portfolio Tracker”, highlighting its ease of use and ability to track crypto and even NFTs in one app. BitDegree also lists CoinStats among top apps for simplifying portfolio tracking.

• 專家評論：像CoinStats這種投資組合追蹤工具，隨著投資人資產分散在不同平台，變得十分重要。CoinLedger 2025年專家榜曾將CoinStats評為*“最佳手機投資組合追蹤器”*，強調其易用性，以及能一次追蹤加密貨幣與NFT。BitDegree 也列出CoinStats為幫助簡化投資組合追蹤的優秀App之一。

CoinStats boasts over 1 million users, and its mobile app ratings are generally high, indicating user satisfaction. Many YouTubers or bloggers recommend it (or its competitor Blockfolio/FTX app before FTX fell) as a must-have to monitor one’s crypto net worth without constantly logging into exchanges.

• CoinStats擁有超過百萬用戶，手機App評價普遍很高，反映用戶滿意度。不少YouTuber或部落客都推薦這款（或以前的對手Blockfolio/FTX App）作為必備工具，不需一直登入交易所也能隨時掌握自己加密資產淨值。

In the context of must-have apps, a market data app (like CMC) and a portfolio tracker app (like CoinStats) serve different needs. CMC gives broad market view; CoinStats gives your market view. Enthusiasts typically use both. Money.com in their wallet piece even answered an FAQ on best portfolio apps, where CoinStats often gets mention alongside others, emphasizing that these tools help you make informed decisions and stay organized.

• 以必備App來說，行情報價工具（如CMC）與投資組合追蹤工具（如CoinStats）其實功能各異。CMC給你的是市場全貌；CoinStats則顯示你的市場全景。有經驗的玩家通常兩者都裝。Money.com 在介紹錢包的文章FAQ裡也列舉最佳投資組合App，CoinStats經常與其他知名工具並列，強調這類工具有助於你有系統、有數據依據做決策。

Ultimately, if you’re juggling multiple crypto accounts, CoinStats can greatly simplify your life, making it worthy of inclusion in a top apps list. It’s unbiased (just shows your data), supports almost everything, and helps you be a more informed investor by showing your performance and allocations clearly. Keeping emotions in check is easier when you have clear data – and CoinStats provides that bird’s-eye view of your holdings.

• 最終來說，如果你有多個加密貨幣帳戶需要管理，CoinStats能大幅簡化你的生活，絕對值得列入必備App清單。它很中立（純顯示你的資料）、支援幾乎所有資產類型，而且以很清楚的方式讓你掌握自己的績效與分配。有明確數據時，更能控制自己的投資情緒——CoinStats正是提供你這個資產鳥瞰圖的好幫手。

15. OpenSea – Top NFT Marketplace for Collectors and Creators

（Markdown圖片連結略過翻譯）

The rise of NFTs (non-fungible tokens) introduced a whole new segment of the crypto world, and OpenSea is the dominant marketplace for buying, selling, and exploring these digital collectibles. For any crypto enthusiast interested in art, virtual land, collectibles, or any tokenized assets, OpenSea is a must-have platform. Often likened to “eBay for NFTs,” OpenSea’s marketplace has facilitated billions in NFT trades and hosts millions of digital assets. It’s available as a web platform and has a mobile app (useful for browsing and tracking, though actual trading features on mobile have been limited). As of 2024, OpenSea has over 2.4 million active users and historically accounted for the majority of NFT trading volume.

• NFT（非同質化代幣）的崛起帶來了加密世界全新的一塊市場，而OpenSea正是購買、出售與探索這些數位收藏品的主導型市集。任何對藝術、虛擬土地、收藏品或任何代幣化資產感興趣的加密愛好者，OpenSea都是必備平台。OpenSea常被比喻為「NFT界的eBay」，其市集促成了數十億美元的NFT交易、擁有數百萬數位資產。它既有網頁版，也有手機App（適合瀏覽和追蹤，但行動版的實際交易功能有限）。截至2024年，Active用戶超過240萬，歷來佔據大部分NFT交易量。

Features: OpenSea supports NFTs on multiple chains, primarily Ethereum, and also Polygon, Klaytn, and lately expanding to Solana and others. Through OpenSea, you can browse millions of NFTs – from famous collections like CryptoPunks and Bored Ape Yacht Club to one-off artworks by independent creators. The app/website allows filtering by categories (art, gaming items, domain names, etc.), by collection, by price, and more.

• 特色：OpenSea支援多條公鏈上的NFT，主要是以太坊，同時也支援Polygon、Klaytn，最近也開始支援Solana等鏈。利用OpenSea，你可以瀏覽數百萬個NFT——從知名系列如CryptoPunks、Bored Ape Yacht Club，到獨立創作者的單一作品都有。App/網站也可用分類（藝術、遊戲物品、網域名稱等）、系列、價格等多種條件篩選查找。

Each NFT on OpenSea has its own page showing the artwork (or item details), its ownership history, metadata (like properties, traits of that item), and its trading history (previous sale prices). You can buy NFTs via fixed price listings (Buy Now) or place bids in auctions. OpenSea supports both ETH and other ERC-20 tokens as currencies (and on Polygon uses MATIC, etc.).

• OpenSea上的每一個NFT都有專屬頁面，顯示這件作品或物品的圖像、持有紀錄、元數據（例如屬性、特色）、交易歷史（包含過往成交價）。你可以用固定價格（Buy Now）直接購買，也能參加拍賣出價競標。OpenSea支援以ETH及其他ERC-20 代幣結算（在Polygon鏈上則用MATIC等幣）。

For sellers, OpenSea makes it easy to list an item from your wallet for sale and set a price or an auction. Creators can also mint NFTs and establish royalties (OpenSea supports creator royalties, meaning a percent of each secondary sale goes back to the original creator if set).

• 對賣家來說，OpenSea讓你能輕鬆從錢包上架NFT，要設定一口價或拍賣都很方便。創作者還可以自己鑄造NFT並設置版稅（OpenSea支援創作者分潤，也就是每次二級市場成交，設定好的比例會返還給原作者）。

The OpenSea mobile app allows browsing and favoriting items, as well as linking your account to see NFTs you own (it’s more of a companion for viewing rather than a full trading app, due to mobile wallet limitations on iOS especially). However, via WalletConnect, you can connect a wallet and potentially trade.

• OpenSea手機App適合瀏覽與收藏物件、連接帳號查看自己所持有的NFT（受限於iOS等行動裝置錢包的侷限，這比較像是輔助型展示App而非完整交易App）。但如果用WalletConnect，也能連結錢包進行交易。

There’s also a profile and social aspect: you can follow other users, see their collections, and make your profile with a bio and links. Additionally, OpenSea offers stats like top collections by volume, new trending projects, and a rankings page showing which NFTs are hot (e.g., 24h or 7d volume leaders).

• OpenSea也有社群屬性：你可以追蹤其他用戶、瀏覽他人收藏，還能自訂個人資料、加入自我介紹與連結。此外平台會提供排行榜，例如歷史成交量最大系列、新興熱門項目，以及24小時/7天成交量冠軍等NFT統計資訊。

Pros: Largest selection of NFTs and highest liquidity. As the first and biggest marketplace, OpenSea typically is where you’ll find the NFT you’re looking for. It has over $14 billion in total trading volume historically and once held about 90% of the NFT market share. Although competitors have emerged, OpenSea still sees the most activity on major collections. If you want to buy or sell an NFT, odds are OpenSea has the most buyers or listings for it, making it the best place to get a fair price quickly.

• 優點：NFT種類最多、流動性最高。身為第一大市場，你要找的NFT通常在這裡都找得到。歷來總成交額超過140億美金，巔峰時一度佔了NFT市場90%份額。即使後來有其他平台興起，OpenSea仍然是多數主流項目成交最熱絡的地方。想要買或賣NFT，多半OpenSea的買家/賣方最多，可以最快拿到合理價格。

OpenSea’s interface is quite user-friendly given the complexity of NFTs. It abstracts the blockchain stuff nicely: you can sign in with a MetaMask or other wallet and then it feels like a web marketplace — listing items, adding to a cart (for some assets), etc. They also added features like a “bulk transfer” or grouping items by collection.

• OpenSea介面以NFT產品的複雜程度來說非常簡潔好用。它把區塊鏈細節包得很完善：你用MetaMask等錢包登入後，就像操作一般網拍，能上架物品、部分類型還能加到「購物車」等。還內建項目批次轉移、依系列分組管理等貼心功能。

For newcomers to NFTs, OpenSea is usually the first stop. It’s often recommended because it’s the hub to discover what’s out there. According to Investopedia, it “offers the ability to buy, sell, create, and trade” NFTs easily and “has more than 2.4 million active users”, marking it as the largest NFT marketplace.

• 對NFT新手來說，OpenSea通常就是探索的第一站。廣受推薦，因為它是最重要的入口。根據Investopedia說法，OpenSea讓人*“能簡單購買、賣出、創造或交易NFT”，且“活躍用戶超過240萬”*，是最大型的NFT市集。

Another pro: Multi-chain support means lower fees via Polygon for example. If you want to experiment with NFTs without Ethereum’s high gas, you can use Polygon NFTs on OpenSea where listing and trading might be gas-free or minimal. OpenSea also integrated with the Immutable X layer-2 for gas-free gaming NFTs.

• 另一個好處是多鏈支援，像透過Polygon鏈手續費就低很多。想體驗NFT而不想付以太坊高昂GAS費，可以在OpenSea上面挑選Polygon的NFT——上架與交易可能免手續費或極低。OpenSea也已整合Immutable X等Layer2平台，方便體驗免GAS的遊戲NFT。

OpenSea has also been reliable from a platform perspective (with the exception of occasional downtime during peak mania). They’ve improved security features like hiding suspicious NFT transfers (to combat airdrop scams) and allow users to unapprove smart contracts via the UI.

• 就平台穩定度來說，OpenSea表現極佳（只有極端熱潮時偶有當機）。團隊強化了安全功能，像自動隱藏疑似詐騙空投的NFT、讓用戶用介面直接撤銷智能合約許可等，也都很方便。

Cons: Fees and Ethereum network costs. OpenSea takes a 2.5% fee on every sale. That’s quite steep compared to DeFi exchange fees, but in line with other NFT platforms. Additionally, transacting on Ethereum means paying gas: listing an item or buying it could cost tens of dollars in gas fees during busy times. This has improved with Ethereum upgrades and L2 adoption, but it’s still a factor. As a result, some NFT trading moved to other marketplaces or L2s to avoid fees.

• 缺點：手續費以及以太坊網路成本。OpenSea每筆交易會抽2.5%手續費，這比去中心化交易所的費用高，雖然和其他NFT市集差不多。此外在以太坊上操作還得付GAS，熱門時段僅是上架或購買就可能需幾十美元GAS。近年隨以太升級與Layer2應用逐漸改善，但仍是考量之一，所以部分用戶會跑到其他市集或L2尋求低費用。

Scams and counterfeit items are a challenge on OpenSea. Because anyone can mint and list NFTs, there have been many instances of fake collections or plagiarized art being sold. OpenSea has to play whack-a-mole with these: they have verification badges for big collections and will delist obvious fakes, but buyers have to be cautious that they’re buying the genuine item (checking things like the collection’s trading volume, verification status, or links from official project sites). There were also scams where people got phished and their NFTs stolen, then quickly sold on OpenSea. OpenSea has since added some safeguards (like disabling selling of known stolen items when reported), but controversy exists around how to handle stolen goods on a decentralized ledger vs platform moderation.

• 詐騙與仿冒品也是OpenSea的重大挑戰。由於誰都能鑄造與上架NFT，曾出現不少假系列或抄襲藝術品。OpenSea需持續打擊：主流系列會有官方認證徽章，明顯仿冒品則會下架，但買家仍得小心確認（比如看系列交易量、認證狀態、官網連結等）。另有釣魚詐騙案例：用戶NFT被盜隨後立刻遭拋售。OpenSea近年已新增部分防護措施（如接獲舉報後會阻止已知被盜物品繼續出售），但「去中心化帳本」上的贓物管理與平台審核之間仍存爭議。

Another con: Customer support wasn’t great in the 2021-2022 boom (slow responses, etc.), although it has been ramped up. Still, if something goes wrong with a transaction or you accidentally do something, there’s limited recourse – it’s on-chain. OpenSea can sometimes “freeze” items (mark them as suspicious), but that’s it.

• 另一個缺點是客服在2021-2022年熱潮期間很不給力（回應慢等），雖然後來加強不少，但如果交易真的出狀況或不小心誤操作，能靠OpenSea的協助有限，因為一切都寫進區塊鏈。平台最多只能「凍結」有嫌疑的NFT標註為可疑，其餘都只能自求多福。

Competition is heating up: platforms like Blur, LooksRare, etc. offered lower fees or token incentives, drawing away some volume. Serious NFT traders might use multiple platforms to get the best deal. But for an enthusiast, OpenSea’s breadth still makes it the go-to baseline marketplace.

• 競爭愈來愈激烈：像Blur、LooksRare等新平台主打較低手續費甚至有獎勵機制，搶走不少成交量。專業玩家會同時用多個市集比價交易。但對一般愛好者而言，OpenSea的資源最全，還是基礎首選。

Finally, mobile app limitations: On iOS, you cannot purchase NFTs for real due to App Store rules (unless using WalletConnect externally). The OpenSea app is more for browsing. So, one might find the app lacking compared to the website or using a wallet’s browser. This is not OpenSea’s fault – Apple doesn’t allow in-app crypto payments of that sort. But it means the mobile experience is somewhat read-only (great for viewing your gallery though).

• 最後要注意手機端限制：iOS App因應Apple規範，不能直接在App內完成NFT購買（除非額外經WalletConnect使用）。所以OpenSea App基本只適合瀏覽，功能比官方網站或錢包瀏覽器少。這並不是OpenSea的錯，而是App Store政策所致。不過作為「畫廊」展示你的收藏來說，手機App還是很方便。

Expert Opinion: OpenSea is widely regarded as the default NFT marketplace. CoinLedger’s experts listed OpenSea as the “Best NFT Marketplace” for those starting in NFTs, which aligns with the general view: if you want to get into NFT trading or collecting, OpenSea is likely your first stop. Investopedia’s article on OpenSea explains its leading position and massive user count, underscoring its dominance.

• 專家評論：OpenSea被廣泛視為NFT市場的預設入口。CoinLedger專家榜評選OpenSea為*“最佳NFT交易所”*，尤其適合新手切入NFT世界。這點也和主流共識一致：要開始NFT交易或收藏，第一步一般人都從OpenSea開始。Investopedia專文也解釋了OpenSea居於領先地位的原因和龐大的用戶數，證明其霸主地位。

Media often cite OpenSea’s metrics to measure the NFT market health. For example, The Block or others report monthly

（原文截斷，已譯至此處）volumes on OpenSea as a barometer (like "$70M in May 2025, representing 30% of NFT market"). It’s basically synonymous with the NFT boom of 2021; when Beeple’s $69M NFT sale happened (though that was on Christie’s), it helped shine spotlight that funneled masses to OpenSea to explore other NFTs.

以 OpenSea 的交易量作為一種指標（例如「2025年5月交易量達7,000萬美元，佔 NFT 市場的 30%」）。它基本上和 2021 年的 NFT 熱潮劃上等號；當時 Beeple 以 6,900 萬美元賣出的 NFT（雖然是在 Christie’s 拍賣），這件事吸引了大眾的目光，進而引導大量人潮湧入 OpenSea 探索其他 NFT。

Security experts point out issues but also acknowledge OpenSea’s efforts to mitigate them. It’s a new terrain – handling user safety in a permissionless ecosystem is tricky. But the fact that even after competition, OpenSea retains a large user base indicates that its network effect and brand trust remain strong.

資安專家一方面指出相關問題，另一方面也肯定 OpenSea 為降低風險所做的努力。這是一個全新的領域——要在一個無需許可的生態系統中維護使用者安全確實具備挑戰性。但就算市場競爭激烈，OpenSea 至今仍能保有大量用戶，顯示其網路效應與品牌信任度依然穩固。

In conclusion, for a crypto enthusiast, especially one curious about or involved in NFTs, OpenSea is a must-have. It’s where you can browse virtually the entire NFT universe across many niches, trade items, and manage your NFT collections. The excitement of discovering a new piece of art or a trending collection often starts on OpenSea. Thus, it rightfully earns a spot among the top apps for crypto aficionados, broadening our list beyond just coins into the realm of digital collectibles.

總結來說，對於加密貨幣愛好者而言，尤其是對 NFT 有興趣或正在參與的人，OpenSea 絕對是必備平台。在這裡你可以瀏覽幾乎涵蓋所有領域的 NFT 世界，進行交易，並管理你的 NFT 收藏。發現新藝術作品或熱門藏品的那份興奮，往往就是從 OpenSea 開始。因此，它當之無愧地成為加密愛好者必備的頂級應用之一，讓我們的選擇不只侷限於加密貨幣，更延伸到數位收藏品的領域。