Backr is a decentralized credit protocol that enables trust-based lending using social vouches and ENS reputation as collateral. Instead of locking up assets, users build credit through vouches from people who trust them.
How it works: Friends/family vouch for you by putting their own funds at stake Your ENS domain becomes reputation collateral (default = "DEFAULTED" written to your ENS) "Backr Agents" automatically garnish a % of incoming transfers toward debt repayment On-chain credit scores (300-900) travel with your wallet across DeFi
The result: access to capital based on your social trust network, not your existing wealth. We're bringing the "friend lending you money" concept on-chain with accountability built in.
Built with Yellow Network Nitrolite SDK for instant off-chain payments, ENS for identity/reputation, and smart contracts on Sepolia for collateral slashing.
