One in four investors across Europe's four largest economies now holds cryptocurrency, and 35% would switch banks for better crypto access, according to a new survey of 6,000 respondents.
Boerse Stuttgart Survey Details
The findings come from Boerse Stuttgart Digital, which commissioned market research firm Marketagent to poll investors aged 18 to 70 in Germany, Italy, Spain and France between August 2025 and January 2026.
Spain led adoption at nearly 28%. Germany followed at 25%, with Italy at 24% and France at 23%.
Overall, 36% of current holders said they were likely to reinvest within five years. Spain again topped general investment interest, at over 40%.
Also Read: $292M KelpDAO Hack Highlights Ethereum Weakness, Hoskinson Says
Banks Face Customer Flight
"Crypto adoption across Europe is continuing to grow, with Spain emerging as a frontrunner," Dr. Matthias Voelkel, CEO of Boerse Stuttgart Group, said. He pointed to the sustained intention to invest further despite market volatility.
The study also found 35% of European investors would consider switching banks for better crypto services, rising to 40% in Spain.
Nearly one in five expect their bank to offer crypto access within three years.
Knowledge gaps remain the biggest drag. About 76% of respondents said the market is insufficiently regulated, while 65% of Germans still find digital assets too complex.
The results track with earlier Boerse Stuttgart moves. The firm opened a Madrid hub in September 2025 and became the first German provider to secure an EU-wide MiCA custody license in January 2025.
Read Next: CHIP Volume Now Outpaces Market Cap As Traders Pile In
