Ripple President Eyes XRP Ledger For Decentralized Identity

Ripple explores decentralized identity features on XRP Ledger using zero-knowledge proof technology (Image: Shutterstock)
Ripple explores decentralized identity features on XRP Ledger using zero-knowledge proof technology (Image: Shutterstock)

Ripple President Monica Long identified decentralized digital identities as a major use case for the XRP (XRP) Ledger, describing a system where users tokenize personal data — including KYC credentials and even DNA — into private, portable tokens secured by zero-knowledge proofs.

XRP Ledger Identity Push

Long said users would be able to tokenize their identities on the XRP Ledger (XRPL), making them portable and giving individuals full control over who can access their data. The approach would replace current systems where web2 companies hold that information.

Crypto commentator John Squire highlighted Long's remarks in an X post. He said individuals could turn identity documents, KYC records, and DNA data into private tokens on XRPL using zero-knowledge proofs, allowing them to "prove everything without revealing anything."

The network has already taken steps in that direction. The first zero-knowledge privacy transaction recently went live on the XRPL testnet, executed by the DNA Protocol.

The protocol converted real-world data into a ZK proof verified on-chain with no sensitive information exposed.

Also Read: Bitcoin Decentralization Faces A Problem: Mining Power Tied To Just Three Nations

Zero-Knowledge Privacy Potential

Ripple's Head of Research, Aanchal Malhotra, said implementing zero-knowledge technology on the XRP Ledger would unlock multiple use cases. She pointed to a range of applications the team could build with the technology.

Pumpius noted that banks, governments, and institutions could verify KYC, medical records, and financial data without ever seeing the underlying information.

The XRPL is already moving toward native privacy features. Permissioned Domains now let institutions restrict access to authorized users, while Confidential Multi-Purpose Tokens hide balances and transaction amounts on the network.

Read Next: XRP Ledger Hits Record 4.49M Transactions Amid Price Decline

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Alexey Bondarev

Alexey Bondarev is the Head of Content at Yellow.com, having reported on crypto for the last 10 years. He specializes in in-depth Research and Learn pieces, with a focus on analytical reporting, industry context, and the bigger forces shaping crypto, from the AI era and security technologies to fintech innovation. He believes that everything digital will imminently overcome everything analogue and is working hard to make that come true.

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Ripple President Eyes XRP Ledger For Decentralized Identity | Yellow