Berita dan Wawasan Terbaru Stablecoin | Yellow

Federal regulators missed the GENIUS Act's one-year deadline on Jul. 18 without issuing a single final stablecoin rule, leaving issuers six months to prepare. Key Points: Five federal agencies reached the statutory deadline with every major stablecoin rule package still sitting at the proposal stage

Circle won federal approval to launch a national trust bank as banks warn USD Coin (USDC) and other stablecoins could pull $500 billion from US deposits by 2028. Key Points: Circle received final OCC approval on Jul. 10 to open Circle National Trust, a federally supervised national trust bank. Stand

One year after the GENIUS Act was signed into law, stablecoins have gained legitimacy as a business payment rail, but industry executives say the next phase will depend on whether regulators can turn issuance rules into workable banking and settlement infrastructure. The law, signed on July 18, 2025

The reported $53 billion bid by Stripe and Advent International for PayPal is being read by payments and crypto executives as a sign that the next phase of digital payments will be decided by companies that can combine consumer scale with crypto-enabled, audit-ready infrastructure. Reuters reported

The stablecoin market has shed roughly $10 billion since its May peak, capped by a $7.7 billion June contraction, the sector's steepest monthly dollar decline since 2022. Key Points: Stablecoin market capitalization fell $7.7 billion in June to about $312 billion, the largest monthly drop since the