U.S. spot XRP (XRP) funds pulled in $8.15 million between Jul. 20 and Jul. 24, yet the token still trades near $1.11.
Key Points:
- Spot XRP ETFs took in $8.15 million over the Jul. 20 to Jul. 24 week, all of it across two sessions.
- The seven U.S. funds hold $997 million against $1.49 billion in contributions since their November 2025 launch.
- July inflows total roughly $12.4 million, the weakest month for the products since April.
XRP ETF Inflows Landed In Two Sessions
The entire weekly total arrived across just two trading days, according to fund flow data tracked by SoSoValue, which monitors every U.S.-listed spot product. Bitwise contributed $2.49 million on Jul. 20, and Franklin Templeton's XRPZ fund followed with $5.66 million the next session.
The remaining three sessions produced no net movement in either direction, leaving the fund complex flat while spot trading carried on around it.
Franklin's cumulative inflows climbed to $421 million on the strength of that single day, while Bitwise's running total reached $501 million. Combined net assets across the seven U.S. spot XRP products equal roughly 1.46% of the token's $69 billion market capitalization, a slice too thin for weekly flows of this size to move price.
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Analysts See XRP Fund Demand Fading
Set against the full month, the week reads less like a surge in institutional demand than a last gasp of it. XRP funds have absorbed roughly $12.4 million in July, their weakest month since April, analyst Sam Daodu calculated. The same products took in $131.94 million in May and another $59.46 million in June, a stretch when Bitcoin (BTC) and Ethereum (ETH) funds were shedding billions.
Investors who bought in through those funds are collectively down about a third, an unusual position for products barely eight months old. Contributions since the November 2025 launch total $1.49 billion, while the products hold $997 million today.
The charts offer little relief. XRP has slipped below its 50-day exponential moving average, and its RSI has fallen under the neutral 50 mark.
Analyst Crispus Nyaga reads that combination as a signal pointing toward a bearish breakout, with $1 the next level of consequence below.
XRP Price Stays Inside Its Channel
XRP traded near $1.10 on Monday after touching about $1.16 earlier in the week, which left most of the recent recovery undone.
The token remains inside a broad descending channel, with $1.18 marking first resistance, $1.28 capping the wider move and the $1.02 to $1.04 band holding as the floor buyers defended earlier this month.
The current lull follows a considerably stronger run. XRP funds recorded net inflows for nine straight weeks through late June, absorbing capital even as the spot price kept sliding toward $1. That streak snapped in the week of Jul. 6, when investors pulled $7.18 million out of the products, almost all of it from a single fund.
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