XRP (XRP) has returned roughly 129,900% from its 2014 bottom near $0.0028 to a 2025 peak of $3.64, a run that pundit Vandell Aljarrah says dwarfs anything the world's top hedge funds have produced.
Vandell's XRP Math
The co-founder of Black Swan Capitalist laid out the figures in an X post this week, according to coverage from CoinGape and CryptoBasic. He also pointed to a second stretch, from the $0.11 low of 2020 to the $3.64 high in 2025, a 33-fold return in five years. Vandell told followers the performance makes elite hedge funds "look like savings accounts."
He added that utility and adoption are "icing on the cake," not the main driver. The bigger move, he argued, is still ahead.
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Why Traders Are Listening
Vandell tied the long-run case to fiat debasement, saying prices rise over time when the money supply expands and supply on-chain stays capped. He also flagged the CLARITY Act as a near-term catalyst, predicting trillions in sidelined institutional capital could rotate into crypto once the Senate moves.
Goldman Sachs data shows hedge funds averaged roughly 11.8% in 2025 and 11.9% in 2024. Those figures set a benchmark Vandell says crypto has blown past.
The XRP backdrop has been rougher lately. The token trades near $1.45 after sliding from its July 2025 peak of $3.65, with the Senate Banking Committee still weighing a late-April markup of the CLARITY Act. Polymarket odds for 2026 passage have drifted between 54% and 60% this month.
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